What health insurance costs without a subsidy in Nash County, North Carolina (2026)
In Nash County, North Carolina, the benchmark silver plan costs $682.04/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $514.63 to $1287.85. A 60-year-old pays at least $1092.87/month, a 21-year-old at least $402.68. 2 insurers offer 37 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $402.68/mo
- Age 40 — starting at $514.63/mo
- Age 60 — starting at $1092.87/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $674.59/mo
- Gold — starting at $707.85/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,500 to $8,500
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of NC, Cigna Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Nash County (FIPS 37127).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in North Carolina
- Beaufort County — $844.92/mo benchmark
- Carteret County — $844.92/mo benchmark
- Craven County — $844.92/mo benchmark
- Dare County — $844.92/mo benchmark
- Hyde County — $844.92/mo benchmark
Plans available in this county (37)
- Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance — Expanded Bronze · $514.63/mo @ 40
- Blue Home Bronze Standard | with UNC Health Alliance — Expanded Bronze · $535.35/mo @ 40
- Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance — Expanded Bronze · $542.56/mo @ 40
- Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance — Expanded Bronze · $556.57/mo @ 40
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors — Expanded Bronze · $623.68/mo @ 40
- Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors — Expanded Bronze · $642.89/mo @ 40
- Blue Care Bronze Standard | Statewide Doctors — Expanded Bronze · $650.31/mo @ 40
- Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors — Expanded Bronze · $657.82/mo @ 40
- Blue Advantage Bronze Standard | Nationwide Doctors — Expanded Bronze · $668.53/mo @ 40
- Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors — Expanded Bronze · $674.31/mo @ 40
- Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors — Expanded Bronze · $677.94/mo @ 40
- Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors — Expanded Bronze · $694.98/mo @ 40
- Connect Bronze 5500 Indiv Med Deductible — Expanded Bronze · $856.59/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $857.35/mo @ 40
- Connect Bronze 6500 Indiv Med Deductible — Expanded Bronze · $861.40/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $868.61/mo @ 40
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance — Gold · $707.85/mo @ 40
- Blue Home Gold Standard A | with UNC Health Alliance — Gold · $715.05/mo @ 40
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors — Gold · $857.72/mo @ 40
- Blue Care Gold Standard A | Statewide Doctors — Gold · $868.45/mo @ 40
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors — Gold · $884.06/mo @ 40
- Blue Advantage Gold Standard A | Nationwide Doctors — Gold · $892.86/mo @ 40
- Connect Gold CMS Standard — Gold · $1285.71/mo @ 40
- Connect Gold 1500 Indiv Med Deductible — Gold · $1287.85/mo @ 40
- Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance — Silver · $674.59/mo @ 40
- Blue Home Silver Standard | with UNC Health Alliance — Silver · $682.04/mo @ 40
- Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance — Silver · $697.29/mo @ 40
- Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors — Silver · $817.33/mo @ 40
- Blue Care Silver Standard | Statewide Doctors — Silver · $828.36/mo @ 40
- Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors — Silver · $842.46/mo @ 40
- Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors — Silver · $844.94/mo @ 40
- Blue Advantage Silver Standard | Nationwide Doctors — Silver · $851.57/mo @ 40
- Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors — Silver · $870.88/mo @ 40
- Connect Silver 5000 Indiv Med Deductible — Silver · $1066.02/mo @ 40
- Connect Silver 3600 Indiv Med Deductible — Silver · $1068.05/mo @ 40
- Connect Silver CMS Standard — Silver · $1068.42/mo @ 40
- Connect myDiabetesCare Silver — Silver · $1080.57/mo @ 40
Reviewed by Jason Burns, Editorial Steward.