What health insurance costs without a subsidy in Jackson County, North Carolina (2026)
In Jackson County, North Carolina, the benchmark silver plan costs $702.41/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $546.35 to $1344.67. A 60-year-old pays at least $1160.25/month, a 21-year-old at least $427.51. 5 insurers offer 64 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $427.51/mo
- Age 40 — starting at $546.35/mo
- Age 60 — starting at $1160.25/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $550.91/mo
- Silver — starting at $702.19/mo
- Gold — starting at $726.13/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of North Carolina, AmeriHealth Caritas Next, Blue Cross and Blue Shield of NC, Cigna Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Jackson County (FIPS 37099).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in North Carolina
- Beaufort County — $844.92/mo benchmark
- Carteret County — $844.92/mo benchmark
- Craven County — $844.92/mo benchmark
- Dare County — $844.92/mo benchmark
- Hyde County — $844.92/mo benchmark
Plans available in this county (64)
- AmeriHealth Caritas Next Bronze Essential + No Referrals — Bronze · $550.91/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals — Bronze · $597.36/mo @ 40
- Everyday Bronze — Expanded Bronze · $546.35/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $548.47/mo @ 40
- AmeriHealth Caritas Next Bronze Signature + No Referrals — Expanded Bronze · $557.10/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $564.73/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $566.92/mo @ 40
- AmeriHealth Caritas Next Bronze Premier + No Referrals — Expanded Bronze · $569.19/mo @ 40
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors — Expanded Bronze · $617.44/mo @ 40
- Elite Bronze — Expanded Bronze · $620.78/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $630.97/mo @ 40
- Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors — Expanded Bronze · $636.46/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $641.67/mo @ 40
- Blue Care Bronze Standard | Statewide Doctors — Expanded Bronze · $643.81/mo @ 40
- Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors — Expanded Bronze · $651.24/mo @ 40
- UHC Bronze Standard+ Dental + Vision (No Referrals) — Expanded Bronze · $654.52/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $656.07/mo @ 40
- Blue Advantage Bronze Standard | Nationwide Doctors — Expanded Bronze · $661.85/mo @ 40
- Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors — Expanded Bronze · $667.56/mo @ 40
- Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors — Expanded Bronze · $671.17/mo @ 40
- Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors — Expanded Bronze · $688.02/mo @ 40
- Connect Bronze 5500 Indiv Med Deductible — Expanded Bronze · $894.38/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $895.18/mo @ 40
- Connect Bronze 6500 Indiv Med Deductible — Expanded Bronze · $899.39/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $906.93/mo @ 40
- Standard Gold — Gold · $726.13/mo @ 40
- AmeriHealth Caritas Next Gold Signature + No Referrals — Gold · $745.92/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $750.56/mo @ 40
- Complete Gold — Gold · $759.12/mo @ 40
- AmeriHealth Caritas Next Gold Premier + No Referrals — Gold · $774.79/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $784.66/mo @ 40
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors — Gold · $849.14/mo @ 40
- Blue Care Gold Standard A | Statewide Doctors — Gold · $859.76/mo @ 40
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors — Gold · $875.21/mo @ 40
- Blue Advantage Gold Standard A | Nationwide Doctors — Gold · $883.93/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Gold · $965.57/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $970.45/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) — Gold · $993.58/mo @ 40
- UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $1017.13/mo @ 40
- Connect Gold CMS Standard — Gold · $1342.42/mo @ 40
Showing first 40 of 64 plans on file.
Reviewed by Jason Burns, Editorial Steward.