What health insurance costs without a subsidy in Brunswick County, North Carolina (2026)
In Brunswick County, North Carolina, the benchmark silver plan costs $685.82/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $533.44 to $1201.20. A 60-year-old pays at least $1132.84/month, a 21-year-old at least $417.42. 4 insurers offer 65 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $417.42/mo
- Age 40 — starting at $533.44/mo
- Age 60 — starting at $1132.84/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $593.46/mo
- Silver — starting at $685.60/mo
- Gold — starting at $708.98/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of North Carolina, Blue Cross and Blue Shield of NC, Cigna Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Brunswick County (FIPS 37019).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in North Carolina
- Beaufort County — $844.92/mo benchmark
- Carteret County — $844.92/mo benchmark
- Craven County — $844.92/mo benchmark
- Dare County — $844.92/mo benchmark
- Hyde County — $844.92/mo benchmark
Plans available in this county (65)
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals — Bronze · $593.46/mo @ 40
- Everyday Bronze — Expanded Bronze · $533.44/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $535.51/mo @ 40
- Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors — Expanded Bronze · $551.14/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $551.39/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $553.53/mo @ 40
- Blue Value Bronze Standard | Limited Statewide Doctors — Expanded Bronze · $573.39/mo @ 40
- Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors — Expanded Bronze · $581.59/mo @ 40
- Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors — Expanded Bronze · $596.48/mo @ 40
- Elite Bronze — Expanded Bronze · $606.12/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $626.51/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $626.85/mo @ 40
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors — Expanded Bronze · $636.15/mo @ 40
- UHC Bronze Standard+ Dental + Vision (No Referrals) — Expanded Bronze · $650.25/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $651.79/mo @ 40
- Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors — Expanded Bronze · $655.74/mo @ 40
- Blue Care Bronze Standard | Statewide Doctors — Expanded Bronze · $663.32/mo @ 40
- Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors — Expanded Bronze · $670.98/mo @ 40
- Blue Advantage Bronze Standard | Nationwide Doctors — Expanded Bronze · $681.90/mo @ 40
- Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors — Expanded Bronze · $687.79/mo @ 40
- Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors — Expanded Bronze · $691.50/mo @ 40
- Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors — Expanded Bronze · $708.88/mo @ 40
- Connect Bronze 5500 Indiv Med Deductible — Expanded Bronze · $798.95/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $799.67/mo @ 40
- Connect Bronze 6500 Indiv Med Deductible — Expanded Bronze · $803.44/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $810.16/mo @ 40
- Standard Gold — Gold · $708.98/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $732.83/mo @ 40
- Complete Gold — Gold · $741.18/mo @ 40
- Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors — Gold · $758.80/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $766.12/mo @ 40
- Blue Value Gold Standard A | Limited Statewide Doctors — Gold · $766.60/mo @ 40
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors — Gold · $874.87/mo @ 40
- Blue Care Gold Standard A | Statewide Doctors — Gold · $885.82/mo @ 40
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors — Gold · $901.74/mo @ 40
- Blue Advantage Gold Standard A | Nationwide Doctors — Gold · $910.72/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Gold · $959.26/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $964.12/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) — Gold · $987.09/mo @ 40
- UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $1010.49/mo @ 40
Showing first 40 of 65 plans on file.
Reviewed by Jason Burns, Editorial Steward.