What health insurance costs without a subsidy in Alexander County, North Carolina (2026)
In Alexander County, North Carolina, the benchmark silver plan costs $595.78/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $463.41 to $1028.32. A 60-year-old pays at least $984.11/month, a 21-year-old at least $362.61. 4 insurers offer 63 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $362.61/mo
- Age 40 — starting at $463.41/mo
- Age 60 — starting at $984.11/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $486.23/mo
- Silver — starting at $595.59/mo
- Gold — starting at $615.90/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of North Carolina, AmeriHealth Caritas Next, Blue Cross and Blue Shield of NC, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Alexander County (FIPS 37003).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in North Carolina
- Beaufort County — $844.92/mo benchmark
- Carteret County — $844.92/mo benchmark
- Craven County — $844.92/mo benchmark
- Dare County — $844.92/mo benchmark
- Hyde County — $844.92/mo benchmark
Plans available in this county (63)
- AmeriHealth Caritas Next Bronze Essential + No Referrals — Bronze · $486.23/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals — Bronze · $603.93/mo @ 40
- Everyday Bronze — Expanded Bronze · $463.41/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $465.21/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $479.00/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $480.86/mo @ 40
- AmeriHealth Caritas Next Bronze Signature + No Referrals — Expanded Bronze · $491.70/mo @ 40
- AmeriHealth Caritas Next Bronze Premier + No Referrals — Expanded Bronze · $502.37/mo @ 40
- Elite Bronze — Expanded Bronze · $526.54/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $544.26/mo @ 40
- Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors — Expanded Bronze · $545.73/mo @ 40
- Blue Value Bronze Standard | Limited Statewide Doctors — Expanded Bronze · $567.76/mo @ 40
- Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors — Expanded Bronze · $575.89/mo @ 40
- Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors — Expanded Bronze · $590.64/mo @ 40
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors — Expanded Bronze · $629.91/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $637.91/mo @ 40
- Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors — Expanded Bronze · $649.31/mo @ 40
- Blue Care Bronze Standard | Statewide Doctors — Expanded Bronze · $656.82/mo @ 40
- UHC Bronze Standard+ Dental + Vision (No Referrals) — Expanded Bronze · $661.72/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $663.29/mo @ 40
- Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors — Expanded Bronze · $664.41/mo @ 40
- Blue Advantage Bronze Standard | Nationwide Doctors — Expanded Bronze · $675.22/mo @ 40
- Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors — Expanded Bronze · $681.06/mo @ 40
- Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors — Expanded Bronze · $684.71/mo @ 40
- Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors — Expanded Bronze · $701.93/mo @ 40
- Standard Gold — Gold · $615.90/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $636.62/mo @ 40
- Complete Gold — Gold · $643.87/mo @ 40
- AmeriHealth Caritas Next Gold Signature + No Referrals — Gold · $658.35/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $665.54/mo @ 40
- AmeriHealth Caritas Next Gold Premier + No Referrals — Gold · $683.84/mo @ 40
- Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors — Gold · $751.36/mo @ 40
- Blue Value Gold Standard A | Limited Statewide Doctors — Gold · $759.08/mo @ 40
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors — Gold · $866.29/mo @ 40
- Blue Care Gold Standard A | Statewide Doctors — Gold · $877.14/mo @ 40
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors — Gold · $892.90/mo @ 40
- Blue Advantage Gold Standard A | Nationwide Doctors — Gold · $901.80/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Gold · $976.19/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $981.13/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) — Gold · $1004.51/mo @ 40
Showing first 40 of 63 plans on file.
Reviewed by Jason Burns, Editorial Steward.