What health insurance costs without a subsidy in Rankin County, Mississippi (2026)
In Rankin County, Mississippi, the benchmark silver plan costs $638.41/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $607.56 to $1094.20. A 60-year-old pays at least $1290.24/month, a 21-year-old at least $475.40. 5 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $475.40/mo
- Age 40 — starting at $607.56/mo
- Age 60 — starting at $1290.24/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $644.06/mo
- Silver — starting at $633.98/mo
- Gold — starting at $867.30/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Magnolia Health, Cigna Healthcare, Molina Healthcare, Oscar Health Plan, Inc., UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Rankin County (FIPS 28121).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Mississippi
- Adams County — $708.60/mo benchmark
- Amite County — $708.60/mo benchmark
- Attala County — $708.60/mo benchmark
- Bolivar County — $708.60/mo benchmark
- Carroll County — $708.60/mo benchmark
Plans available in this county (48)
- UHC Bronze Essential (No Referrals) — Bronze · $644.06/mo @ 40
- Connect Bronze 8500 Indiv Med Deductible — Expanded Bronze · $607.56/mo @ 40
- Connect Bronze 6500 Indiv Med Deductible — Expanded Bronze · $608.83/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $611.44/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $615.24/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $617.07/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $632.82/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $655.29/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $691.05/mo @ 40
- Everyday Bronze — Expanded Bronze · $691.37/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $693.64/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $711.76/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $716.26/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $718.62/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $719.53/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $740.23/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $750.84/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $777.87/mo @ 40
- Gold Classic Standard — Gold · $867.30/mo @ 40
- Standard Gold — Gold · $928.00/mo @ 40
- Everyday Gold — Gold · $939.19/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $961.41/mo @ 40
- Complete Gold — Gold · $971.91/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $973.01/mo @ 40
- Connect Gold CMS Standard — Gold · $1005.52/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $1006.90/mo @ 40
- Molina Gold Standard — Gold · $1053.03/mo @ 40
- UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $1064.19/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $1073.49/mo @ 40
- UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $1084.89/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $1093.30/mo @ 40
- UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $1094.20/mo @ 40
- Silver Simple — Silver · $633.98/mo @ 40
- Silver Classic Standard — Silver · $638.41/mo @ 40
- Silver Simple Chronic Care CKM — Silver · $642.29/mo @ 40
- Connect Silver 4000 Indiv Med Deductible — Silver · $704.08/mo @ 40
- Connect Silver 6500 Indiv Med Deductible — Silver · $706.77/mo @ 40
- Connect Silver CMS Standard — Silver · $711.36/mo @ 40
- Connect myHeartCare Silver — Silver · $712.47/mo @ 40
- Connect myDiabetesCare Silver — Silver · $720.40/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.