What health insurance costs without a subsidy in Lee County, Mississippi (2026)
In Lee County, Mississippi, the benchmark silver plan costs $676.41/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $588.79 to $1102.33. A 60-year-old pays at least $1250.37/month, a 21-year-old at least $460.71. 4 insurers offer 41 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $460.71/mo
- Age 40 — starting at $588.79/mo
- Age 60 — starting at $1250.37/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $648.85/mo
- Silver — starting at $652.90/mo
- Gold — starting at $811.62/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Magnolia Health, Cigna Healthcare, Molina Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Lee County (FIPS 28081).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Mississippi
- Adams County — $708.60/mo benchmark
- Amite County — $708.60/mo benchmark
- Attala County — $708.60/mo benchmark
- Bolivar County — $708.60/mo benchmark
- Carroll County — $708.60/mo benchmark
Plans available in this county (41)
- UHC Bronze Essential (No Referrals) — Bronze · $648.85/mo @ 40
- Connect Bronze 8500 Indiv Med Deductible — Expanded Bronze · $588.79/mo @ 40
- Connect Bronze 6500 Indiv Med Deductible — Expanded Bronze · $590.01/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $596.24/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $598.00/mo @ 40
- Everyday Bronze — Expanded Bronze · $604.66/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $606.65/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $626.43/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $628.49/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $656.67/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $680.31/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $696.19/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $717.05/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $724.88/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $745.73/mo @ 40
- Standard Gold — Gold · $811.62/mo @ 40
- Everyday Gold — Gold · $821.40/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $840.84/mo @ 40
- Complete Gold — Gold · $850.02/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $850.98/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $880.62/mo @ 40
- Connect Gold CMS Standard — Gold · $974.46/mo @ 40
- Molina Gold Standard — Gold · $1048.39/mo @ 40
- UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $1072.10/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $1081.48/mo @ 40
- UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $1092.96/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $1101.43/mo @ 40
- UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $1102.33/mo @ 40
- Standard Silver — Silver · $652.90/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $676.41/mo @ 40
- Connect Silver 4000 Indiv Med Deductible — Silver · $682.32/mo @ 40
- Connect Silver 6500 Indiv Med Deductible — Silver · $684.94/mo @ 40
- Connect Silver CMS Standard — Silver · $689.39/mo @ 40
- Connect myHeartCare Silver — Silver · $690.47/mo @ 40
- Connect myDiabetesCare Silver — Silver · $698.15/mo @ 40
- Molina Silver Standard — Silver · $815.84/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) — Silver · $871.95/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $885.94/mo @ 40
- UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Silver · $886.50/mo @ 40
- UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver · $892.81/mo @ 40
Showing first 40 of 41 plans on file.
Reviewed by Jason Burns, Editorial Steward.