What health insurance costs without a subsidy in Warren County, Missouri (2026)
In Warren County, Missouri, the benchmark silver plan costs $531.51/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $365.07 to $635.03. A 60-year-old pays at least $775.28/month, a 21-year-old at least $285.66. 5 insurers offer 68 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $285.66/mo
- Age 40 — starting at $365.07/mo
- Age 60 — starting at $775.28/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $405.69/mo
- Silver — starting at $523.28/mo
- Gold — starting at $509.77/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Home State Health, Anthem Blue Cross and Blue Shield, Medica, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Warren County (FIPS 29219).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Missouri
- Clark County — $790.59/mo benchmark
- Lewis County — $790.59/mo benchmark
- Marion County — $790.59/mo benchmark
- Schuyler County — $790.59/mo benchmark
- Scotland County — $790.59/mo benchmark
Plans available in this county (68)
- Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $405.69/mo @ 40
- UHC Bronze Essential (No Referrals) — Bronze · $451.84/mo @ 40
- Anthem Catastrophic Pathway (+ Incentives) — Catastrophic · $365.07/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $404.74/mo @ 40
- Everyday Bronze — Expanded Bronze · $405.63/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $416.97/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $417.89/mo @ 40
- Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $424.88/mo @ 40
- Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $430.39/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $430.47/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $433.68/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $438.11/mo @ 40
- Elite Bronze — Expanded Bronze · $439.11/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $440.54/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $448.74/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $452.38/mo @ 40
- Medica with SSM Health Bronze Share — Expanded Bronze · $468.20/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $480.04/mo @ 40
- Balance by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $482.38/mo @ 40
- Balance by Medica Expanded Bronze Standard — Expanded Bronze · $486.48/mo @ 40
- Medica with SSM Health Bronze $0 Copay PCP Visits — Expanded Bronze · $486.68/mo @ 40
- Medica with SSM Health Expanded Bronze Standard — Expanded Bronze · $490.77/mo @ 40
- Balance by Medica Bronze Premier — Expanded Bronze · $491.16/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $495.60/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $506.48/mo @ 40
- Gold Simple — Gold · $509.77/mo @ 40
- Standard Gold — Gold · $512.03/mo @ 40
- Everyday Gold — Gold · $518.03/mo @ 40
- Gold Classic Standard — Gold · $520.07/mo @ 40
- Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $526.83/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $527.51/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $533.69/mo @ 40
- Complete Gold — Gold · $535.47/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $551.66/mo @ 40
- Balance by Medica Gold $0 Copay PCP Visits — Gold · $571.87/mo @ 40
- Balance by Medica Gold Share — Gold · $574.69/mo @ 40
- Medica with SSM Health Gold $0 Copay PCP Visits — Gold · $577.88/mo @ 40
- Medica with SSM Health Gold Share — Gold · $580.54/mo @ 40
- Balance by Medica Gold Standard — Gold · $583.28/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $586.86/mo @ 40
Showing first 40 of 68 plans on file.
Reviewed by Jason Burns, Editorial Steward.