What health insurance costs without a subsidy in Audrain County, Missouri (2026)
In Audrain County, Missouri, the benchmark silver plan costs $726.29/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $528.71 to $810.00. A 60-year-old pays at least $1122.78/month, a 21-year-old at least $413.70. 3 insurers offer 39 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $413.70/mo
- Age 40 — starting at $528.71/mo
- Age 60 — starting at $1122.78/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $545.75/mo
- Silver — starting at $715.04/mo
- Gold — starting at $699.68/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Home State Health, Anthem Blue Cross and Blue Shield, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Audrain County (FIPS 29007).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Missouri
- Clark County — $790.59/mo benchmark
- Lewis County — $790.59/mo benchmark
- Marion County — $790.59/mo benchmark
- Schuyler County — $790.59/mo benchmark
- Scotland County — $790.59/mo benchmark
Plans available in this county (39)
- UHC Bronze Essential (No Referrals) — Bronze · $545.75/mo @ 40
- Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Bronze · $587.51/mo @ 40
- Anthem Catastrophic Pathway (+ Incentives) — Catastrophic · $528.71/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $553.06/mo @ 40
- Everyday Bronze — Expanded Bronze · $554.28/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $569.78/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $571.03/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $579.81/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $598.60/mo @ 40
- Elite Bronze — Expanded Bronze · $600.03/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $611.75/mo @ 40
- Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $615.31/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $618.17/mo @ 40
- Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $623.29/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $628.05/mo @ 40
- Standard Gold — Gold · $699.68/mo @ 40
- Everyday Gold — Gold · $707.87/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $708.83/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) — Gold · $712.77/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $720.83/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $729.27/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $731.56/mo @ 40
- Complete Gold — Gold · $731.70/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Gold · $737.77/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $753.82/mo @ 40
- Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $762.95/mo @ 40
- Standard Silver — Silver · $715.04/mo @ 40
- Complete Silver — Silver · $726.29/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $736.65/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $740.39/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) — Silver · $740.48/mo @ 40
- Complete Silver + Vision + Adult Dental — Silver · $748.25/mo @ 40
- UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Silver · $755.28/mo @ 40
- UHC Silver Standard+ (Dental + Vision, No Referrals) — Silver · $759.18/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver · $759.27/mo @ 40
- Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $790.26/mo @ 40
- Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $799.29/mo @ 40
- Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $804.12/mo @ 40
- Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $810.00/mo @ 40
Reviewed by Jason Burns, Editorial Steward.