What health insurance costs without a subsidy in Riley County, Kansas (2026)
In Riley County, Kansas, the benchmark silver plan costs $695.30/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $476.39 to $881.37. A 60-year-old pays at least $1011.69/month, a 21-year-old at least $372.77. 3 insurers offer 40 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $372.77/mo
- Age 40 — starting at $476.39/mo
- Age 60 — starting at $1011.69/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $476.39/mo
- Silver — starting at $688.66/mo
- Gold — starting at $724.70/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Sunflower Health Plan, Blue Cross and Blue Shield of Kansas, Inc., UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Riley County (FIPS 20161).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Kansas
- Wallace County — $958.62/mo benchmark
- Clark County — $897.49/mo benchmark
- Finney County — $897.49/mo benchmark
- Ford County — $897.49/mo benchmark
- Grant County — $897.49/mo benchmark
Plans available in this county (40)
- UHC Bronze Essential (No Referrals) — Bronze · $476.39/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $501.27/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $516.35/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $533.43/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $548.52/mo @ 40
- Everyday Bronze — Expanded Bronze · $552.15/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $554.63/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $570.53/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $573.09/mo @ 40
- Elite Bronze — Expanded Bronze · $630.65/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $651.64/mo @ 40
- BlueCare EPO Bronze — Expanded Bronze · $695.01/mo @ 40
- BlueCare EPO Standardized Expanded Bronze — Expanded Bronze · $699.86/mo @ 40
- BlueCare EPO Simple Bronze HDHP — Expanded Bronze · $715.40/mo @ 40
- Standard Gold — Gold · $724.70/mo @ 40
- Everyday Gold — Gold · $733.62/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $734.66/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $748.82/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $758.03/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $760.69/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $773.84/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $775.78/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $788.93/mo @ 40
- BlueCare EPO Gold Plus — Gold · $805.67/mo @ 40
- Elite Gold — Gold · $818.33/mo @ 40
- BlueCare EPO Gold — Gold · $830.90/mo @ 40
- BlueCare EPO Standardized Gold — Gold · $832.85/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $845.56/mo @ 40
- Standard Silver — Silver · $688.66/mo @ 40
- Focused Silver — Silver · $695.30/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $711.58/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care, No Referrals) — Silver · $716.16/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $717.81/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $718.44/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Silver · $728.17/mo @ 40
- UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver · $731.25/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $743.26/mo @ 40
- BlueCare EPO Simple Silver HDHP — Silver · $848.37/mo @ 40
- BlueCare EPO Silver Plus — Silver · $862.94/mo @ 40
- BlueCare EPO Standardized Silver — Silver · $881.37/mo @ 40
Reviewed by Jason Burns, Editorial Steward.