What health insurance costs without a subsidy in Kearny County, Kansas (2026)
In Kearny County, Kansas, the benchmark silver plan costs $897.49/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $722.83 to $916.66. A 60-year-old pays at least $1535.03/month, a 21-year-old at least $565.60. 1 insurers offer 9 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $565.60/mo
- Age 40 — starting at $722.83/mo
- Age 60 — starting at $1535.03/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $882.34/mo
- Gold — starting at $837.93/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $700 to $8,300
- Highest out-of-pocket maximum on file: $10,000
Who sells plans here
Blue Cross and Blue Shield of Kansas, Inc.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Kearny County (FIPS 20093).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Kansas
- Wallace County — $958.62/mo benchmark
- Clark County — $897.49/mo benchmark
- Finney County — $897.49/mo benchmark
- Ford County — $897.49/mo benchmark
- Grant County — $897.49/mo benchmark
Plans available in this county (9)
- BlueCare EPO Bronze — Expanded Bronze · $722.83/mo @ 40
- BlueCare EPO Standardized Expanded Bronze — Expanded Bronze · $727.88/mo @ 40
- BlueCare EPO Simple Bronze HDHP — Expanded Bronze · $744.04/mo @ 40
- BlueCare EPO Gold Plus — Gold · $837.93/mo @ 40
- BlueCare EPO Gold — Gold · $864.17/mo @ 40
- BlueCare EPO Standardized Gold — Gold · $866.20/mo @ 40
- BlueCare EPO Simple Silver HDHP — Silver · $882.34/mo @ 40
- BlueCare EPO Silver Plus — Silver · $897.49/mo @ 40
- BlueCare EPO Standardized Silver — Silver · $916.66/mo @ 40
Reviewed by Jason Burns, Editorial Steward.