What health insurance costs without a subsidy in Suwannee County, Florida (2026)
In Suwannee County, Florida, the benchmark silver plan costs $771.03/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $585.28 to $2362.05. A 60-year-old pays at least $1242.91/month, a 21-year-old at least $457.97. 4 insurers offer 86 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $457.97/mo
- Age 40 — starting at $585.28/mo
- Age 60 — starting at $1242.91/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $587.87/mo
- Silver — starting at $743.25/mo
- Gold — starting at $775.84/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,150
- Highest out-of-pocket maximum on file: $10,500
Who sells plans here
Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company)
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Suwannee County (FIPS 12121).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Florida
- Monroe County — $1277.62/mo benchmark
- Hamilton County — $1263.70/mo benchmark
- Lafayette County — $991.19/mo benchmark
- Union County — $949.75/mo benchmark
- Washington County — $898.81/mo benchmark
Plans available in this county (86)
- myBlue Bronze 26M01-23 (Rewards) — Bronze · $587.87/mo @ 40
- BlueCare Bronze 24K01-05 (Rewards) — Bronze · $721.30/mo @ 40
- BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $976.48/mo @ 40
- Everyday Bronze — Expanded Bronze · $585.28/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $587.07/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $601.11/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $602.95/mo @ 40
- Elite Bronze — Expanded Bronze · $668.52/mo @ 40
- myBlue Bronze 2219 ($75 PCP Visits / Rewards) — Expanded Bronze · $669.71/mo @ 40
- myBlue Bronze 2312S ($50 PCP Visits / Rewards) — Expanded Bronze · $670.69/mo @ 40
- myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) — Expanded Bronze · $678.20/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $686.61/mo @ 40
- myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $724.22/mo @ 40
- myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) — Expanded Bronze · $728.70/mo @ 40
- myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $737.89/mo @ 40
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $761.66/mo @ 40
- BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) — Expanded Bronze · $761.78/mo @ 40
- BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $779.13/mo @ 40
- AvMed Entrust Expanded Bronze Standard (2026) — Expanded Bronze · $791.39/mo @ 40
- AvMed Entrust Bronze 650 (2026) — Expanded Bronze · $802.74/mo @ 40
- AvMed Entrust Bronze 600 (2026) — Expanded Bronze · $814.85/mo @ 40
- BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $823.40/mo @ 40
- BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $1013.17/mo @ 40
- BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $1022.14/mo @ 40
- BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $1029.52/mo @ 40
- BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $1075.35/mo @ 40
- Standard Gold — Gold · $775.84/mo @ 40
- Everyday Gold — Gold · $792.64/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $796.83/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $814.09/mo @ 40
- Complete Gold — Gold · $819.13/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $841.29/mo @ 40
- myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $975.79/mo @ 40
- myBlue Gold 1605 ($0 Labs / Rewards) — Gold · $992.42/mo @ 40
- myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1027.68/mo @ 40
- AvMed Entrust Gold Standard (2026) — Gold · $1080.18/mo @ 40
- AvMed Entrust Gold 125 (2026) — Gold · $1100.89/mo @ 40
- AvMed Entrust Gold 125 Dental+Vision (2026) — Gold · $1105.43/mo @ 40
- BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1134.79/mo @ 40
- BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold · $1162.74/mo @ 40
Showing first 40 of 86 plans on file.
Reviewed by Jason Burns, Editorial Steward.