What health insurance costs without a subsidy in Okeechobee County, Florida (2026)

In Okeechobee County, Florida, the benchmark silver plan costs $775.82/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $572.76 to $2660.31. A 60-year-old pays at least $1216.33/month, a 21-year-old at least $448.18. 3 insurers offer 72 plans, according to the CMS PY2026 QHP Landscape.

Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Cost by age (2026, before subsidy)

Age 21 — starting at $448.18/mo
Age 40 — starting at $572.76/mo
Age 60 — starting at $1216.33/mo

Cost by metal level (age 40, 2026)

Bronze — starting at $595.34/mo
Silver — starting at $727.35/mo
Gold — starting at $759.25/mo

Deductibles & out-of-pocket (2026)

Deductibles range from $0 to $10,125
Highest out-of-pocket maximum on file: $10,500

Who sells plans here

Ambetter Health, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company)

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

Call 1-866-254-9580 — private U65 quote See your subsidized price at acadirectanswers.com

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Sources

CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Okeechobee County (FIPS 12093).
HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
Methodology — how we source, interpret, and label these figures.

Related counties in Florida

Monroe County — $1277.62/mo benchmark
Hamilton County — $1263.70/mo benchmark
Lafayette County — $991.19/mo benchmark
Union County — $949.75/mo benchmark
Washington County — $898.81/mo benchmark

All Florida counties →

Plans available in this county (72)

myBlue Bronze 26M01-23 (Rewards) — Bronze · $595.34/mo @ 40
BlueCare Bronze 24K01-05 (Rewards) — Bronze · $730.48/mo @ 40
BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $1099.78/mo @ 40
Everyday Bronze — Expanded Bronze · $572.76/mo @ 40
Standard Expanded Bronze — Expanded Bronze · $574.51/mo @ 40
Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $588.26/mo @ 40
Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $590.06/mo @ 40
Elite Bronze — Expanded Bronze · $654.23/mo @ 40
Elite Bronze + Vision + Adult Dental — Expanded Bronze · $671.93/mo @ 40
myBlue Bronze 2219 ($75 PCP Visits / Rewards) — Expanded Bronze · $678.22/mo @ 40
myBlue Bronze 2312S ($50 PCP Visits / Rewards) — Expanded Bronze · $679.22/mo @ 40
myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) — Expanded Bronze · $686.81/mo @ 40
myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $733.42/mo @ 40
myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) — Expanded Bronze · $737.96/mo @ 40
myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $747.27/mo @ 40
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $771.34/mo @ 40
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) — Expanded Bronze · $771.45/mo @ 40
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $789.04/mo @ 40
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $833.87/mo @ 40
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $1141.11/mo @ 40
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $1151.21/mo @ 40
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $1159.52/mo @ 40
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $1211.14/mo @ 40
Standard Gold — Gold · $759.25/mo @ 40
Everyday Gold — Gold · $775.69/mo @ 40
Standard Gold + Vision + Adult Dental — Gold · $779.79/mo @ 40
Everyday Gold + Vision + Adult Dental — Gold · $796.68/mo @ 40
Complete Gold — Gold · $801.61/mo @ 40
Complete Gold + Vision + Adult Dental — Gold · $823.30/mo @ 40
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $988.19/mo @ 40
myBlue Gold 1605 ($0 Labs / Rewards) — Gold · $1005.03/mo @ 40
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1040.74/mo @ 40
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1149.20/mo @ 40
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold · $1177.51/mo @ 40
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold · $1218.84/mo @ 40
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1868.58/mo @ 40
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold · $1912.97/mo @ 40
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold · $1964.95/mo @ 40
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum · $1346.65/mo @ 40
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum · $1410.67/mo @ 40

Showing first 40 of 72 plans on file.

Reviewed by Jason Burns, Editorial Steward.