What health insurance costs without a subsidy in Nassau County, Florida (2026)
In Nassau County, Florida, the benchmark silver plan costs $780.76/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $609.12 to $2707.39. A 60-year-old pays at least $1293.55/month, a 21-year-old at least $476.62. 4 insurers offer 86 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $476.62/mo
- Age 40 — starting at $609.12/mo
- Age 60 — starting at $1293.55/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $609.12/mo
- Silver — starting at $780.59/mo
- Gold — starting at $814.82/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,150
- Highest out-of-pocket maximum on file: $10,500
Who sells plans here
Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company)
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Nassau County (FIPS 12089).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Florida
- Monroe County — $1277.62/mo benchmark
- Hamilton County — $1263.70/mo benchmark
- Lafayette County — $991.19/mo benchmark
- Union County — $949.75/mo benchmark
- Washington County — $898.81/mo benchmark
Plans available in this county (86)
- myBlue Bronze 26M02-24 (Rewards) — Bronze · $609.12/mo @ 40
- BlueCare Bronze 24K01-05 (Rewards) — Bronze · $761.93/mo @ 40
- BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $1119.25/mo @ 40
- Everyday Bronze — Expanded Bronze · $614.68/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $616.56/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $631.31/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $633.25/mo @ 40
- myBlue Bronze 2322S ($50 PCP Visits / Rewards) — Expanded Bronze · $687.63/mo @ 40
- myBlue Bronze 2286 ($75 PCP Visits / Rewards) — Expanded Bronze · $688.91/mo @ 40
- myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) — Expanded Bronze · $696.52/mo @ 40
- Elite Bronze — Expanded Bronze · $702.11/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $721.10/mo @ 40
- myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $742.68/mo @ 40
- myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) — Expanded Bronze · $747.37/mo @ 40
- myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $757.18/mo @ 40
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $804.55/mo @ 40
- BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) — Expanded Bronze · $804.68/mo @ 40
- AvMed Entrust Expanded Bronze Standard (2026) — Expanded Bronze · $811.98/mo @ 40
- BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $823.02/mo @ 40
- AvMed Entrust Bronze 650 (2026) — Expanded Bronze · $823.63/mo @ 40
- AvMed Entrust Bronze 600 (2026) — Expanded Bronze · $836.05/mo @ 40
- BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $869.78/mo @ 40
- BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $1161.31/mo @ 40
- BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $1171.58/mo @ 40
- BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $1180.04/mo @ 40
- BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $1232.57/mo @ 40
- Standard Gold — Gold · $814.82/mo @ 40
- Everyday Gold — Gold · $832.46/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $836.87/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $854.99/mo @ 40
- Complete Gold — Gold · $860.28/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $883.56/mo @ 40
- myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $997.77/mo @ 40
- myBlue Gold 2011 ($0 Labs / Rewards) — Gold · $1014.68/mo @ 40
- myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1059.17/mo @ 40
- AvMed Entrust Gold Standard (2026) — Gold · $1108.29/mo @ 40
- AvMed Entrust Gold 125 (2026) — Gold · $1129.54/mo @ 40
- AvMed Entrust Gold 125 Dental+Vision (2026) — Gold · $1134.19/mo @ 40
- BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1198.70/mo @ 40
- BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold · $1228.22/mo @ 40
Showing first 40 of 86 plans on file.
Reviewed by Jason Burns, Editorial Steward.