What health insurance costs without a subsidy in Holmes County, Florida (2026)
In Holmes County, Florida, the benchmark silver plan costs $658.60/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $486.22 to $1753.63. A 60-year-old pays at least $1032.55/month, a 21-year-old at least $380.46. 3 insurers offer 58 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $380.46/mo
- Age 40 — starting at $486.22/mo
- Age 60 — starting at $1032.55/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $502.28/mo
- Silver — starting at $617.46/mo
- Gold — starting at $644.53/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,125
- Highest out-of-pocket maximum on file: $10,500
Who sells plans here
Ambetter Health, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company)
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Holmes County (FIPS 12059).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Florida
- Monroe County — $1277.62/mo benchmark
- Hamilton County — $1263.70/mo benchmark
- Lafayette County — $991.19/mo benchmark
- Union County — $949.75/mo benchmark
- Washington County — $898.81/mo benchmark
Plans available in this county (58)
- myBlue Bronze 26M01-23 (Rewards) — Bronze · $502.28/mo @ 40
- BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $724.96/mo @ 40
- Everyday Bronze — Expanded Bronze · $486.22/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $487.71/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $499.37/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $500.90/mo @ 40
- Elite Bronze — Expanded Bronze · $555.38/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $570.40/mo @ 40
- myBlue Bronze 2219 ($75 PCP Visits / Rewards) — Expanded Bronze · $572.20/mo @ 40
- myBlue Bronze 2312S ($50 PCP Visits / Rewards) — Expanded Bronze · $573.04/mo @ 40
- myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) — Expanded Bronze · $579.45/mo @ 40
- myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $618.77/mo @ 40
- myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) — Expanded Bronze · $622.60/mo @ 40
- myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $630.46/mo @ 40
- BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $752.21/mo @ 40
- BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $758.86/mo @ 40
- BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $764.33/mo @ 40
- BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $798.35/mo @ 40
- Standard Gold — Gold · $644.53/mo @ 40
- Everyday Gold — Gold · $658.49/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $661.97/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $676.30/mo @ 40
- Complete Gold — Gold · $680.49/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $698.90/mo @ 40
- myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $833.73/mo @ 40
- myBlue Gold 1605 ($0 Labs / Rewards) — Gold · $847.93/mo @ 40
- myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $878.05/mo @ 40
- BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1231.74/mo @ 40
- BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold · $1261.00/mo @ 40
- BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold · $1295.27/mo @ 40
- myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum · $1136.14/mo @ 40
- myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum · $1190.16/mo @ 40
- BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) — Platinum · $1635.85/mo @ 40
- BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum · $1682.97/mo @ 40
- BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum · $1753.63/mo @ 40
- Clarity Silver — Silver · $617.46/mo @ 40
- Standard Silver — Silver · $658.60/mo @ 40
- myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) — Silver · $658.77/mo @ 40
- myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) — Silver · $662.73/mo @ 40
- Focused Silver — Silver · $666.54/mo @ 40
Showing first 40 of 58 plans on file.
Reviewed by Jason Burns, Editorial Steward.