What health insurance costs without a subsidy in Bradford County, Florida (2026)
In Bradford County, Florida, the benchmark silver plan costs $697.41/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $514.87 to $2223.23. A 60-year-old pays at least $1093.39/month, a 21-year-old at least $402.88. 5 insurers offer 105 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $402.88/mo
- Age 40 — starting at $514.87/mo
- Age 60 — starting at $1093.39/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $572.67/mo
- Silver — starting at $653.84/mo
- Gold — starting at $682.51/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,150
- Highest out-of-pocket maximum on file: $10,500
Who sells plans here
Ambetter Health, AvMed, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bradford County (FIPS 12007).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Florida
- Monroe County — $1277.62/mo benchmark
- Hamilton County — $1263.70/mo benchmark
- Lafayette County — $991.19/mo benchmark
- Union County — $949.75/mo benchmark
- Washington County — $898.81/mo benchmark
Plans available in this county (105)
- myBlue Bronze 26M01-23 (Rewards) — Bronze · $572.67/mo @ 40
- BlueCare Bronze 24K01-05 (Rewards) — Bronze · $702.67/mo @ 40
- BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $919.10/mo @ 40
- Everyday Bronze — Expanded Bronze · $514.87/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $516.45/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $528.80/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $530.42/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $556.46/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $570.12/mo @ 40
- Molina Bronze Enhanced 3500 Pluswith Adult Vision — Expanded Bronze · $574.09/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $588.10/mo @ 40
- Elite Bronze — Expanded Bronze · $588.10/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $604.01/mo @ 40
- Molina Bronze Premier with $0 Medical Deductible — Expanded Bronze · $623.55/mo @ 40
- Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision — Expanded Bronze · $627.54/mo @ 40
- Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision — Expanded Bronze · $641.50/mo @ 40
- myBlue Bronze 2219 ($75 PCP Visits / Rewards) — Expanded Bronze · $652.39/mo @ 40
- myBlue Bronze 2312S ($50 PCP Visits / Rewards) — Expanded Bronze · $653.35/mo @ 40
- myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) — Expanded Bronze · $660.66/mo @ 40
- myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $705.49/mo @ 40
- myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) — Expanded Bronze · $709.87/mo @ 40
- myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $718.82/mo @ 40
- BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $741.97/mo @ 40
- BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) — Expanded Bronze · $742.08/mo @ 40
- BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $759.00/mo @ 40
- AvMed Entrust Expanded Bronze Standard (2026) — Expanded Bronze · $772.77/mo @ 40
- AvMed Entrust Bronze 650 (2026) — Expanded Bronze · $783.86/mo @ 40
- AvMed Entrust Bronze 600 (2026) — Expanded Bronze · $795.68/mo @ 40
- BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $802.12/mo @ 40
- BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $953.63/mo @ 40
- BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $962.08/mo @ 40
- BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $969.02/mo @ 40
- BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $1012.15/mo @ 40
- Standard Gold — Gold · $682.51/mo @ 40
- Everyday Gold — Gold · $697.29/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $700.98/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $716.15/mo @ 40
- Complete Gold — Gold · $720.59/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $740.08/mo @ 40
- Molina Gold Enhanced 895 — Gold · $745.09/mo @ 40
Showing first 40 of 105 plans on file.
Reviewed by Jason Burns, Editorial Steward.