What health insurance costs without a subsidy in Jefferson County, Arkansas (2026)
In Jefferson County, Arkansas, the benchmark silver plan costs $773.96/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $355.80 to $913.34. A 60-year-old pays at least $755.58/month, a 21-year-old at least $278.40. 4 insurers offer 52 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $278.40/mo
- Age 40 — starting at $355.80/mo
- Age 60 — starting at $755.58/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $752.74/mo
- Gold — starting at $646.55/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Arkansas Health & Wellness, Arkansas Blue Cross and Blue Shield, Health Advantage, Octave
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Jefferson County (FIPS 05069).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Arkansas
- Arkansas County — $773.96/mo benchmark
- Ashley County — $773.96/mo benchmark
- Baxter County — $773.96/mo benchmark
- Benton County — $773.96/mo benchmark
- Boone County — $773.96/mo benchmark
Plans available in this county (52)
- Catastrophic HSA — Catastrophic · $355.80/mo @ 40
- Octave Bronze Exp Standardized — Expanded Bronze · $447.45/mo @ 40
- Bronze Exp Standardized — Expanded Bronze · $451.53/mo @ 40
- HA Bronze Exp Standardized — Expanded Bronze · $463.22/mo @ 40
- HA Bronze National — Expanded Bronze · $476.12/mo @ 40
- Standard Expanded Bronze (QualChoice) — Expanded Bronze · $500.41/mo @ 40
- Octave Bronze Value — Expanded Bronze · $509.72/mo @ 40
- Everyday Bronze — Expanded Bronze · $512.99/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $514.56/mo @ 40
- Bronze Value — Expanded Bronze · $519.60/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $530.11/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $531.72/mo @ 40
- Choice Bronze HSA (QualChoice) — Expanded Bronze · $540.95/mo @ 40
- Elite Bronze — Expanded Bronze · $586.70/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $606.27/mo @ 40
- Octave Gold Classic National — Gold · $646.55/mo @ 40
- Gold Value — Gold · $665.77/mo @ 40
- Standard Gold (QualChoice) — Gold · $669.92/mo @ 40
- HA Gold Premier National — Gold · $671.19/mo @ 40
- Standard Gold (QualChoiceLife) — Gold · $685.07/mo @ 40
- Standard Gold — Gold · $688.85/mo @ 40
- Standard Gold (QualChoice) + Vision + Adult Dental — Gold · $688.86/mo @ 40
- Octave Gold Standardized — Gold · $699.44/mo @ 40
- Standard Gold (QualChoiceLife) + Vision + Adult Dental — Gold · $710.52/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $711.83/mo @ 40
- Gold Standardized — Gold · $717.94/mo @ 40
- Complete Gold — Gold · $721.76/mo @ 40
- HA Gold Standardized — Gold · $729.51/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $745.84/mo @ 40
- Elite Gold (QualChoice) — Gold · $758.97/mo @ 40
- Elite Gold (QualChoiceLife) — Gold · $776.14/mo @ 40
- Elite Gold (QualChoice) + Vision + Adult Dental — Gold · $780.43/mo @ 40
- Elite Gold (QualChoiceLife) + Vision + Adult Dental — Gold · $804.97/mo @ 40
- HA Platinum Premier National — Platinum · $832.81/mo @ 40
- HA Platinum Standardized — Platinum · $913.34/mo @ 40
- Octave Silver Standardized — Silver · $752.74/mo @ 40
- Silver Standardized — Silver · $773.96/mo @ 40
- Octave Silver AH — Silver · $774.65/mo @ 40
- HA Silver Standardized — Silver · $785.48/mo @ 40
- Silver AH — Silver · $803.91/mo @ 40
Showing first 40 of 52 plans on file.
Reviewed by Jason Burns, Editorial Steward.