What health insurance costs without a subsidy in Dallas County, Alabama (2026)
In Dallas County, Alabama, the benchmark silver plan costs $639.41/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $417.47 to $892.30. A 60-year-old pays at least $886.56/month, a 21-year-old at least $326.66. 2 insurers offer 30 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $326.66/mo
- Age 40 — starting at $417.47/mo
- Age 60 — starting at $886.56/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $633.72/mo
- Gold — starting at $660.89/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of Alabama, Blue Cross and Blue Shield of Alabama
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Dallas County (FIPS 01047).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Alabama
- Lee County — $686.28/mo benchmark
- Russell County — $686.28/mo benchmark
- Limestone County — $682.88/mo benchmark
- Madison County — $682.88/mo benchmark
- Butler County — $655.70/mo benchmark
Plans available in this county (30)
- Blue Protect — Catastrophic · $417.47/mo @ 40
- Blue Saver Bronze — Expanded Bronze · $455.79/mo @ 40
- Blue Standardized Bronze — Expanded Bronze · $459.21/mo @ 40
- Everyday Bronze — Expanded Bronze · $488.25/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $488.75/mo @ 40
- Blue HSA Bronze — Expanded Bronze · $497.21/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $508.10/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $508.62/mo @ 40
- Elite Bronze — Expanded Bronze · $563.74/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $586.66/mo @ 40
- Standard Gold — Gold · $660.89/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $687.77/mo @ 40
- Complete Gold — Gold · $697.22/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $725.57/mo @ 40
- Elite Gold — Gold · $761.17/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $792.12/mo @ 40
- Blue Standardized Gold — Gold · $808.46/mo @ 40
- Blue Cross Select Gold — Gold · $849.08/mo @ 40
- Blue Value Gold — Gold · $892.30/mo @ 40
- Standard Silver — Silver · $633.72/mo @ 40
- Blue Statewide Silver EPO — Silver · $639.41/mo @ 40
- Focused Silver — Silver · $641.05/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options — Silver · $653.21/mo @ 40
- Blue Standardized Statewide Silver EPO — Silver · $655.70/mo @ 40
- Blue Cross Select Silver — Silver · $657.46/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $659.49/mo @ 40
- Blue Standardized Silver — Silver · $662.33/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $667.11/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — Silver · $679.77/mo @ 40
- Blue Value Silver — Silver · $734.41/mo @ 40
Reviewed by Jason Burns, Editorial Steward.