# What ACA marketplace plans are available in Laramie County, Wyoming in 2027?

Laramie County, Wyoming has 29 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $824 to $1,599 and a benchmark (second-lowest-cost silver) plan at $1,121 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze Basic | Bronze | $824.15 | $11,700 | $11,700 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze Core | Bronze | $858.30 | $6,800 | $8,500 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Expanded Bronze Standard without Kid's Dental | Bronze | $930.59 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze HealthPlus Total Dental | Bronze | $946.11 | $1,800 | $12,000 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold Core | Gold | $1,013.30 | $2,000 | $7,000 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold HealthPlus | Gold | $1,048.04 | $1,500 | $10,600 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold Standard without Kid's Dental | Gold | $1,059.30 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold HealthPlus Total Dental | Gold | $1,077.32 | $1,500 | $10,600 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus without Kid's Dental | Silver | $1,121.16 | $5,500 | $9,400 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Standard without Kid's Dental | Silver | $1,121.22 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Classic without Kid's Dental | Silver | $1,121.33 | $3,600 | $10,800 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus | Silver | $1,124.14 | $5,500 | $9,400 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Classic | Silver | $1,124.32 | $3,600 | $10,800 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus Total Dental | Silver | $1,155.55 | $5,500 | $9,400 |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $1,180.47 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $1,188.72 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $1,220.26 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $1,271.70 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $1,283.33 | $0 | $11,800 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,490.01 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,505.51 | $2,000 | $8,250 |
| UnitedHealthcare | UHC Gold Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,517.14 | $2,000 | $8,250 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,550.14 | $0 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,561.77 | $0 | $7,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,569.47 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,583.24 | $0 | $10,400 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual UC, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,587.86 | $4,500 | $11,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,594.88 | $0 | $10,400 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual UC, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,599.49 | $4,500 | $11,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Laramie County

### How many ACA plans are available in Laramie County for 2027?

Laramie County, Wyoming has 29 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Laramie County?

The 2027 benchmark (second-lowest-cost silver) premium in Laramie County is $1,121 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Laramie County?

The cheapest 2027 plan in Laramie County is BlueSelect Bronze Basic from Blue Cross Blue Shield of Wyoming, a Bronze plan at $824 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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