# What ACA marketplace plans are available in Gilmer County, West Virginia in 2027?

Gilmer County, West Virginia has 20 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $705 to $1,274 and a benchmark (second-lowest-cost silver) plan at $1,165 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV Major Events PPO Catastrophic 12000 HSA - 3 Free PCP Visits | Catastrophic | $704.64 | $12,000 | $12,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 9500 HSA | Bronze | $862.93 | $9,500 | $9,500 |
| Peak Health Insurance | Peak Bronze 7500 | Expanded Bronze | $878.18 | $7,500 | $12,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Bronze 7500 HSA | Expanded Bronze | $896.87 | $7,500 | $12,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 HSA | Expanded Bronze | $916.24 | $3,800 | $11,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 HSA + Adult Dental and Vision | Expanded Bronze | $936.05 | $3,800 | $11,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 0 HSA | Expanded Bronze | $972.39 | $0 | $11,700 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 0 HSA + Adult Dental and Vision | Expanded Bronze | $992.20 | $0 | $11,700 |
| Peak Health Insurance | Peak Gold 2500 | Gold | $1,047.97 | $2,500 | $8,600 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2500 | Gold | $1,121.60 | $2,500 | $8,600 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1000 | Gold | $1,140.95 | $1,000 | $8,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2500 + Adult Dental and Vision | Gold | $1,141.41 | $2,500 | $8,600 |
| Peak Health Insurance | Peak Silver 6400 | Silver | $1,153.88 | $6,400 | $10,300 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1000 + Adult Dental and Vision | Gold | $1,160.76 | $1,000 | $8,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Silver 6400 | Silver | $1,165.22 | $6,400 | $10,300 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1800 HSA | Gold | $1,169.61 | $1,800 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 | Gold | $1,228.23 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 + Adult Dental and Vision | Gold | $1,248.04 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Choice Silver 0 | Silver | $1,254.37 | $0 | $10,700 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Choice Silver 0 + Adult Dental and Vision | Silver | $1,274.18 | $0 | $10,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Gilmer County

### How many ACA plans are available in Gilmer County for 2027?

Gilmer County, West Virginia has 20 ACA marketplace plans from 2 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Gilmer County?

The 2027 benchmark (second-lowest-cost silver) premium in Gilmer County is $1,165 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Gilmer County?

The cheapest 2027 plan in Gilmer County is my Blue Access WV Major Events PPO Catastrophic 12000 HSA - 3 Free PCP Visits from Highmark Blue Cross Blue Shield West Virginia, a Catastrophic plan at $705 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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