# What ACA marketplace plans are available in Zavala County, Texas in 2027?

Zavala County, Texas has 31 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $618 to $1,080 and a benchmark (second-lowest-cost silver) plan at $1,024 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $618.31 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $618.31 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $634.91 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $634.91 | $8,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $648.15 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $655.42 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $661.86 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $675.40 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $693.96 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $730.89 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $749.45 | $0 | $10,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $856.64 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $885.21 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $885.86 | $0 | $8,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $891.51 | $550 | $10,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $892.01 | $1,400 | $6,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $904.42 | $0 | $8,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $904.67 | $1,800 | $7,800 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $910.57 | $1,400 | $6,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $918.98 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $919.90 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $1,004.64 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,023.79 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $1,026.90 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,030.91 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,042.35 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,045.46 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,045.93 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,051.31 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,059.87 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,080.47 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Zavala County

### How many ACA plans are available in Zavala County for 2027?

Zavala County, Texas has 31 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Zavala County?

The 2027 benchmark (second-lowest-cost silver) premium in Zavala County is $1,024 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Zavala County?

The cheapest 2027 plan in Zavala County is Blue Advantage Bronze HMO℠ - Standard HSA from Blue Cross and Blue Shield of Texas, a Bronze plan at $618 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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