# What ACA marketplace plans are available in Wise County, Texas in 2027?

Wise County, Texas has 74 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $573 to $1,126 and a benchmark (second-lowest-cost silver) plan at $873 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $572.58 | $9,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $579.73 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $581.58 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $591.12 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $593.87 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $596.76 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $613.68 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $634.56 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $642.90 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $642.90 | $11,750 | $11,750 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $646.04 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $653.90 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $661.65 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $661.65 | $8,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $666.92 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $667.06 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $671.88 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $673.51 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $688.61 | $7,950 | $7,950 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $689.14 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $707.63 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $725.60 | $0 | $10,600 |
| Molina Healthcare | Molina Gold Core 1500 | Gold | $743.80 | $1,500 | $8,100 |
| Molina Healthcare | Molina Gold Core 1500 Plus with Adult Vision | Gold | $748.15 | $1,500 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 750 | Gold | $749.18 | $750 | $8,200 |
| Molina Healthcare | Molina Gold Enhanced 750 Plus with Adult Vision | Gold | $753.53 | $750 | $8,200 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $758.88 | $0 | $11,750 |
| Molina Healthcare | Molina Gold Standard | Gold | $764.12 | $2,500 | $8,600 |
| Molina Healthcare | Molina Gold Core 1500 Plus with Adult Dental and Vision | Gold | $764.87 | $1,500 | $8,100 |
| Oscar Insurance Company | Gold Simple | Gold | $766.63 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $768.45 | $2,500 | $8,600 |
| Molina Healthcare | Molina Gold Enhanced 750 Plus with Adult Dental and Vision | Gold | $770.25 | $750 | $8,200 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $781.45 | $0 | $11,750 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $829.38 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $842.18 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $857.67 | $0 | $8,000 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $858.16 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $863.14 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $863.62 | $1,400 | $6,500 |
| Molina Healthcare | Molina Silver Saver 70 with Four Free PCP Visits | Silver | $868.04 | $7,000 | $11,000 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $869.39 | $2,500 | $8,600 |
| Molina Healthcare | Molina Silver Core 70 | Silver | $873.27 | $6,000 | $9,200 |
| Molina Healthcare | Molina Silver Standard 70 | Silver | $874.20 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $875.64 | $0 | $8,000 |
| Molina Healthcare | Molina Silver Core 70 Plus with Adult Vision | Silver | $877.62 | $6,000 | $9,200 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $881.59 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $885.89 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $891.03 | $1,450 | $9,500 |
| Molina Healthcare | Molina Silver Core 70 Plus with Adult Dental and Vision | Silver | $894.34 | $6,000 | $9,200 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $897.46 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $899.58 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $904.12 | $5,750 | $10,000 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $920.01 | $4,700 | $11,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $921.71 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $928.29 | $550 | $10,500 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $937.36 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $942.41 | $1,800 | $7,800 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $943.72 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $950.43 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $957.38 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $958.33 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $967.65 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $972.67 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $974.21 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $981.14 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $991.21 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $994.22 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,009.18 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,012.19 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,073.10 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,089.89 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,094.39 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,104.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,126.05 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Wise County

### How many ACA plans are available in Wise County for 2027?

Wise County, Texas has 74 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Wise County?

The 2027 benchmark (second-lowest-cost silver) premium in Wise County is $873 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Wise County?

The cheapest 2027 plan in Wise County is Bronze Simple Breathe Easy with Enhanced COPD Benefits from Oscar Insurance Company, a Bronze plan at $573 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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