# What ACA marketplace plans are available in Palo Pinto County, Texas in 2027?

Palo Pinto County, Texas has 48 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $635 to $1,126 and a benchmark (second-lowest-cost silver) plan at $937 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $634.56 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Expanded Bronze | $642.90 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Expanded Bronze | $642.90 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Expanded Bronze | $646.04 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Expanded Bronze | $653.90 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Expanded Bronze | $661.65 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Expanded Bronze | $661.65 | $8,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $666.92 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Expanded Bronze | $667.06 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $671.88 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $673.51 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $688.61 | $7,950 | $7,950 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $689.14 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Expanded Bronze | $707.63 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $725.60 | $0 | $10,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $829.38 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $842.18 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $857.67 | $0 | $8,000 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $858.16 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $863.14 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $863.62 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $869.39 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $875.64 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $881.59 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $885.89 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $891.03 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $920.01 | $4,700 | $11,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $921.71 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $928.29 | $550 | $10,500 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $937.36 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $942.41 | $1,800 | $7,800 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $943.72 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $950.43 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $957.38 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $958.33 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $967.65 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $972.67 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $974.21 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $981.14 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $991.21 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $994.22 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,009.18 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,012.19 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,073.10 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,089.89 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,094.39 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,104.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,126.05 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Palo Pinto County

### How many ACA plans are available in Palo Pinto County for 2027?

Palo Pinto County, Texas has 48 ACA marketplace plans from 3 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Palo Pinto County?

The 2027 benchmark (second-lowest-cost silver) premium in Palo Pinto County is $937 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Palo Pinto County?

The cheapest 2027 plan in Palo Pinto County is UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) from UnitedHealthcare, a Bronze plan at $635 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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