# What ACA marketplace plans are available in Milam County, Texas in 2027?

Milam County, Texas has 64 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $468 to $1,028 and a benchmark (second-lowest-cost silver) plan at $704 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $468.09 | $9,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Expanded Bronze | $473.94 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $475.45 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $483.25 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Expanded Bronze | $484.92 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Expanded Bronze | $485.49 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $487.86 | $0 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $500.59 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Expanded Bronze | $500.69 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Expanded Bronze | $501.69 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $516.87 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $523.09 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Expanded Bronze | $539.03 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $553.85 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Expanded Bronze | $583.32 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Expanded Bronze | $587.87 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Expanded Bronze | $587.87 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $598.13 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Expanded Bronze | $603.20 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Expanded Bronze | $603.20 | $8,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $616.58 | $12,000 | $12,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $620.39 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple | Gold | $626.73 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $628.21 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $630.48 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $632.14 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $638.84 | $0 | $11,750 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $644.14 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $647.87 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $652.56 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $664.95 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $668.80 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $683.68 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $690.56 | $4,700 | $11,300 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $703.58 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $707.00 | $0 | $8,000 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $708.36 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $711.90 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $713.40 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $721.81 | $0 | $8,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $726.32 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $726.72 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $731.25 | $6,300 | $9,600 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $733.68 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $735.41 | $9,000 | $10,300 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $736.45 | $5,000 | $10,000 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $739.13 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $801.80 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $817.08 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $819.56 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $831.89 | $3,500 | $9,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Secure | Gold | $832.30 | $1,800 | $7,800 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $834.38 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $838.97 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $844.92 | $550 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $858.04 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $871.58 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $872.45 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Balance | Silver | $964.69 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $977.61 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $995.59 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $996.88 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,008.79 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,028.29 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Milam County

### How many ACA plans are available in Milam County for 2027?

Milam County, Texas has 64 ACA marketplace plans from 4 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Milam County?

The 2027 benchmark (second-lowest-cost silver) premium in Milam County is $704 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Milam County?

The cheapest 2027 plan in Milam County is Bronze Simple Breathe Easy with Enhanced COPD Benefits from Oscar Insurance Company, a Expanded Bronze plan at $468 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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