# What ACA marketplace plans are available in McMullen County, Texas in 2027?

McMullen County, Texas has 47 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $530 to $1,186 and a benchmark (second-lowest-cost silver) plan at $833 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $530.33 | $9,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $536.96 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $538.67 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $547.51 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $550.05 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $552.73 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $568.41 | $5,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $629.30 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $629.30 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $645.97 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $645.97 | $8,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $657.99 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $672.15 | $12,000 | $12,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $702.89 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple | Gold | $710.07 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $711.75 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $723.79 | $0 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $743.57 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $766.23 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $787.29 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $829.19 | $0 | $10,600 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $831.24 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $833.20 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $837.41 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $850.25 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Secure | Gold | $893.59 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $900.76 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $907.18 | $550 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $922.03 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $936.58 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $937.52 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $971.86 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $1,005.00 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $1,011.97 | $1,400 | $6,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,026.06 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,033.03 | $1,400 | $6,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Balance | Silver | $1,035.59 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,049.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,061.84 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,070.22 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,076.02 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,097.00 | $3,100 | $10,550 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $1,139.76 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,161.48 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $1,165.01 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,182.54 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,186.07 | $3,800 | $10,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in McMullen County

### How many ACA plans are available in McMullen County for 2027?

McMullen County, Texas has 47 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in McMullen County?

The 2027 benchmark (second-lowest-cost silver) premium in McMullen County is $833 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in McMullen County?

The cheapest 2027 plan in McMullen County is Bronze Simple Breathe Easy with Enhanced COPD Benefits from Oscar Insurance Company, a Bronze plan at $530 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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