# What ACA marketplace plans are available in Harris County, Texas in 2027?

Harris County, Texas has 140 ACA marketplace plans from 8 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $449 to $1,371 and a benchmark (second-lowest-cost silver) plan at $669 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ - Standard HSA | Bronze | $448.99 | $7,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Catastrophic | Catastrophic | $455.09 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ - Champion HSA | Bronze | $466.43 | $5,000 | $11,100 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Security℠ - HSA | Catastrophic | $468.46 | $12,000 | $12,000 |
| Community Health Choice | Community Select Bronze 016 HSA | Bronze | $484.54 | $11,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Bronze | Bronze | $485.45 | $7,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Bronze | Bronze | $486.11 | $9,500 | $9,500 |
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $493.90 | $12,000 | $12,000 |
| Community Health Choice | Community Ultra Select Bronze 016 HSA | Bronze | $503.86 | $11,000 | $12,000 |
| Community Health Choice | Community Ultra Select Bronze 018 HSA | Bronze | $512.15 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $518.96 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $518.96 | $11,750 | $11,750 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $529.76 | $6,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $530.25 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $531.97 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $540.72 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $546.24 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $546.79 | $5,000 | $10,400 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $547.38 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $547.49 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $548.18 | $9,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $548.80 | $12,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $555.02 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $556.80 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $558.59 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $559.76 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $565.18 | $7,950 | $7,950 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $565.49 | $4,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $565.93 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $568.56 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $571.33 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $587.53 | $5,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ - Standard | Gold | $597.87 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Gold VALUE | Gold | $600.03 | $2,500 | $8,600 |
| Harbor Health | Gold 1H $0 Deductible $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab $0 Imaging & $0 Outpatient Procedures | Gold | $601.79 | $0 | $9,950 |
| Ambetter from Superior HealthPlan | Complete VALUE Gold | Gold | $614.99 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ - Champion | Gold | $615.33 | $1,200 | $9,200 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $626.16 | $11,750 | $11,750 |
| Oscar Insurance Company | Gold Elite Saver Plus Guided Care | Gold | $628.08 | $0 | $11,750 |
| Harbor Health | Gold 1HS $30 PCP $30 Mental Health Office Visit $30 Express Care | Gold | $632.16 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple Guided Care | Gold | $634.40 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Gold | $635.65 | $2,500 | $8,600 |
| Community Health Choice | Community Premier Bronze 003 HSA | Bronze | $636.89 | $8,500 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin) | Bronze | $636.99 | $0 | $10,600 |
| Community Health Choice | Community Premier Brone 018 HSA | Bronze | $644.28 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $645.25 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Gold | $648.17 | $2,000 | $10,600 |
| UnitedHealthcare | UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision) | Bronze | $653.46 | $0 | $10,600 |
| Community Health Choice | Community Ultra Select Gold 021 | Gold | $654.28 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple Guided Care with Adult Dental & Vision | Gold | $656.00 | $2,750 | $10,000 |
| Ambetter from Superior HealthPlan | Streamlined VALUE Silver | Silver | $656.39 | $4,700 | $11,300 |
| Community Health Choice | Community Select Gold 022 | Gold | $659.75 | $1,800 | $9,200 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $662.98 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Silver VALUE | Silver | $668.80 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care with Adult Dental & Vision | Gold | $669.77 | $2,000 | $10,600 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver | Silver | $673.34 | $6,300 | $9,600 |
| Community Health Choice | Community Ultra Select Gold 022 | Gold | $676.09 | $1,800 | $9,200 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $676.60 | $1,000 | $8,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ - Standard | Silver | $677.05 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Signature Silver VALUE + Vision + Adult Dental | Silver | $686.19 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver + Vision + Adult Dental | Silver | $690.85 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $691.22 | $2,500 | $8,600 |
| Imperial Insurance Companies, Inc. | Imperial Classic Gold | Gold | $691.74 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ - Champion | Silver | $693.52 | $3,100 | $10,550 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold Zero | Gold | $694.36 | $0 | $9,200 |
| Harbor Health | Silver 1H $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab, $0 Imaging | Silver | $700.66 | $8,000 | $9,500 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $704.35 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $708.43 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $713.56 | $2,500 | $8,600 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $720.54 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $721.09 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $722.12 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $725.84 | $1,500 | $5,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $726.54 | $0 | $11,750 |
| Community Health Choice | Community Select Silver 019 | Silver | $726.98 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $727.10 | $800 | $7,250 |
| Community Health Choice | Community Ultra Select Silver 019 | Silver | $728.26 | $5,000 | $10,000 |
| Community Health Choice | Community Ultra Select Silver 020 | Silver | $728.26 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $731.32 | $1,450 | $9,500 |
| Oscar Insurance Company | Gold Simple | Gold | $733.96 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $735.70 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $739.69 | $2,500 | $8,600 |
| Harbor Health | Silver 1HS $40 PCP $40 Mental Health Office Visit $40 Express Care | Silver | $740.22 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Silver | $740.99 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan Guided Care | Silver | $742.72 | $9,000 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $744.91 | $550 | $10,500 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Silver | $745.10 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | $746.23 | $6,200 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Silver | $746.43 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | $746.79 | $6,000 | $10,600 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $748.15 | $0 | $11,750 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Silver | $748.30 | $6,500 | $10,500 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $755.10 | $4,700 | $11,300 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $757.64 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $758.19 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $762.05 | $1,000 | $8,950 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care with Adult Dental & Vision | Silver | $766.70 | $6,500 | $10,600 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $769.35 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $774.57 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $780.08 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $794.21 | $6,400 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Classic Silver | Silver | $796.55 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $799.60 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $801.91 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $801.91 | $8,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $802.44 | $6,500 | $10,500 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $805.28 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $818.40 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $830.12 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin) | Gold | $835.75 | $0 | $8,000 |
| Community Health Choice | Community Premier Gold 021 | Gold | $845.21 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $852.18 | $1,400 | $6,500 |
| Community Health Choice | Community Premier Gold 005 | Gold | $853.06 | $2,500 | $8,500 |
| UnitedHealthcare | UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $853.49 | $0 | $8,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $859.21 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $859.86 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $861.24 | $9,000 | $10,300 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $862.06 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $865.59 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $869.92 | $1,400 | $6,500 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $871.37 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $873.30 | $3,500 | $9,950 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $876.73 | $3,100 | $10,550 |
| UnitedHealthcare | UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin) | Silver | $881.87 | $0 | $9,800 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $884.34 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision) | Silver | $897.56 | $0 | $9,800 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $905.17 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $913.72 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $915.10 | $4,000 | $9,550 |
| Community Health Choice | Community Premier Silver 020 | Silver | $951.82 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $959.79 | $6,400 | $10,300 |
| Community Health Choice | Community Premier Silver 012 | Silver | $970.24 | $2,800 | $12,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $978.08 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $995.82 | $3,500 | $9,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $1,148.39 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $1,166.78 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $1,167.95 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,326.44 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,344.37 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,370.86 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Harris County

### How many ACA plans are available in Harris County for 2027?

Harris County, Texas has 140 ACA marketplace plans from 8 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Harris County?

The 2027 benchmark (second-lowest-cost silver) premium in Harris County is $669 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Harris County?

The cheapest 2027 plan in Harris County is MyBlue Health Bronze℠ - Standard HSA from Blue Cross and Blue Shield of Texas, a Bronze plan at $449 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

---
Canonical: https://privatehealthinsurancedirectanswers.com/plans-2027/tx/harris
Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
License: Citation License 1.0 — https://privatehealthinsurancedirectanswers.com/license
© 2026 Adolicious LLC.