# What ACA marketplace plans are available in Galveston County, Texas in 2027?

Galveston County, Texas has 91 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $494 to $1,371 and a benchmark (second-lowest-cost silver) plan at $769 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $493.90 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $518.96 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $518.96 | $11,750 | $11,750 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $529.76 | $6,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $530.25 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $531.97 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $540.72 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $546.24 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $546.79 | $5,000 | $10,400 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $547.38 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $547.49 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $548.18 | $9,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $548.80 | $12,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $555.02 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $556.80 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $558.59 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $559.76 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $565.18 | $7,950 | $7,950 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $565.49 | $4,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $565.93 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $568.56 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $571.33 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $587.53 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $626.16 | $11,750 | $11,750 |
| Community Health Choice | Community Premier Bronze 003 HSA | Bronze | $636.89 | $8,500 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin) | Bronze | $636.99 | $0 | $10,600 |
| Community Health Choice | Community Premier Brone 018 HSA | Bronze | $644.28 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $645.25 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision) | Bronze | $653.46 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $662.98 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $691.22 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $704.35 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $708.43 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $713.56 | $2,500 | $8,600 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $720.54 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $721.09 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $722.12 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $725.84 | $1,500 | $5,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $726.54 | $0 | $11,750 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $727.10 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $731.32 | $1,450 | $9,500 |
| Oscar Insurance Company | Gold Simple | Gold | $733.96 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $735.70 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $739.69 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $744.91 | $550 | $10,500 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $748.15 | $0 | $11,750 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $755.10 | $4,700 | $11,300 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $757.64 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $758.19 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $762.05 | $1,000 | $8,950 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $769.35 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $774.57 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $780.08 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $794.21 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $799.60 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $801.91 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $801.91 | $8,000 | $12,000 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $805.28 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $818.40 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $830.12 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin) | Gold | $835.75 | $0 | $8,000 |
| Community Health Choice | Community Premier Gold 021 | Gold | $845.21 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $852.18 | $1,400 | $6,500 |
| Community Health Choice | Community Premier Gold 005 | Gold | $853.06 | $2,500 | $8,500 |
| UnitedHealthcare | UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $853.49 | $0 | $8,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $859.21 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $859.86 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $861.24 | $9,000 | $10,300 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $862.06 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $865.59 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $869.92 | $1,400 | $6,500 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $871.37 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $873.30 | $3,500 | $9,950 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $876.73 | $3,100 | $10,550 |
| UnitedHealthcare | UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin) | Silver | $881.87 | $0 | $9,800 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $884.34 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision) | Silver | $897.56 | $0 | $9,800 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $905.17 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $913.72 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $915.10 | $4,000 | $9,550 |
| Community Health Choice | Community Premier Silver 020 | Silver | $951.82 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $959.79 | $6,400 | $10,300 |
| Community Health Choice | Community Premier Silver 012 | Silver | $970.24 | $2,800 | $12,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $978.08 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $995.82 | $3,500 | $9,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $1,148.39 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $1,166.78 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $1,167.95 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,326.44 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,344.37 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,370.86 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Galveston County

### How many ACA plans are available in Galveston County for 2027?

Galveston County, Texas has 91 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Galveston County?

The 2027 benchmark (second-lowest-cost silver) premium in Galveston County is $769 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Galveston County?

The cheapest 2027 plan in Galveston County is Wellpoint Essential Catastrophic HSA (+ Incentives) from WellPoint, a Catastrophic plan at $494 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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