# What ACA marketplace plans are available in Ellis County, Texas in 2027?

Ellis County, Texas has 111 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $471 to $1,118 and a benchmark (second-lowest-cost silver) plan at $750 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $471.30 | $12,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $505.53 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $507.63 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $515.99 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $521.26 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $521.78 | $5,000 | $10,400 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $533.04 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $534.17 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $536.77 | $9,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $539.62 | $4,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $543.48 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $545.21 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $554.16 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $556.73 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $559.44 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $575.31 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $609.08 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $617.56 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $617.56 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $621.82 | $11,750 | $11,750 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $628.76 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $628.89 | $7,950 | $7,950 |
| Oscar Insurance Company | Gold Elite Saver Plus Guided Care | Gold | $633.63 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple Guided Care | Gold | $640.02 | $2,750 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $640.77 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Gold | $641.29 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $647.12 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $649.21 | $7,950 | $7,950 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Gold | $653.96 | $2,000 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $657.93 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $657.93 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $658.38 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Simple Guided Care with Adult Dental & Vision | Gold | $661.18 | $2,750 | $10,000 |
| Molina Healthcare | Molina Gold Core 1500 | Gold | $665.35 | $1,500 | $8,100 |
| Molina Healthcare | Molina Gold Core 1500 Plus with Adult Vision | Gold | $669.24 | $1,500 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 750 | Gold | $670.16 | $750 | $8,200 |
| Molina Healthcare | Molina Gold Enhanced 750 Plus with Adult Vision | Gold | $674.05 | $750 | $8,200 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care with Adult Dental & Vision | Gold | $675.11 | $2,000 | $10,600 |
| Molina Healthcare | Molina Gold Standard | Gold | $683.53 | $2,500 | $8,600 |
| Molina Healthcare | Molina Gold Core 1500 Plus with Adult Dental and Vision | Gold | $684.20 | $1,500 | $8,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $684.50 | $12,000 | $12,000 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $687.58 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $688.10 | $800 | $9,000 |
| Molina Healthcare | Molina Gold Enhanced 750 Plus with Adult Dental and Vision | Gold | $689.01 | $750 | $8,200 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $689.08 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $692.65 | $1,500 | $5,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $693.42 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $711.03 | $0 | $10,600 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $711.42 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple | Gold | $718.69 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $720.39 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $722.99 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $723.51 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $727.19 | $1,000 | $8,950 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $732.58 | $0 | $11,750 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Silver | $747.93 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan Guided Care | Silver | $749.67 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Silver | $752.09 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | $753.23 | $6,200 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Silver | $753.43 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | $753.80 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Silver | $755.33 | $6,500 | $10,500 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care with Adult Dental & Vision | Silver | $773.24 | $6,500 | $10,600 |
| Molina Healthcare | Molina Silver Saver 70 with Four Free PCP Visits | Silver | $776.48 | $7,000 | $11,000 |
| Molina Healthcare | Molina Silver Core 70 | Silver | $781.16 | $6,000 | $9,200 |
| Molina Healthcare | Molina Silver Standard 70 | Silver | $782.00 | $6,400 | $10,300 |
| Molina Healthcare | Molina Silver Core 70 Plus with Adult Vision | Silver | $785.05 | $6,000 | $9,200 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $793.99 | $2,500 | $8,600 |
| Molina Healthcare | Molina Silver Core 70 Plus with Adult Dental and Vision | Silver | $800.01 | $6,000 | $9,200 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $809.06 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $812.73 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $813.75 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $819.64 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $822.64 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $831.52 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $833.36 | $3,500 | $9,950 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $835.20 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $840.05 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $840.44 | $0 | $8,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $841.33 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $843.32 | $9,000 | $10,300 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $843.89 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $846.27 | $1,400 | $6,500 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $847.58 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $858.06 | $0 | $8,000 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $863.76 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $863.89 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $867.37 | $4,700 | $11,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $871.93 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $873.24 | $4,000 | $9,550 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $883.73 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $883.76 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $889.73 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $890.06 | $550 | $10,500 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $896.06 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $912.28 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $918.48 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $925.01 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $937.08 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $951.94 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $952.89 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $953.14 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $971.30 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $974.25 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $988.91 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $991.87 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,028.36 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,048.70 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,081.67 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,096.17 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,117.56 | $3,100 | $10,550 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Ellis County

### How many ACA plans are available in Ellis County for 2027?

Ellis County, Texas has 111 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Ellis County?

The 2027 benchmark (second-lowest-cost silver) premium in Ellis County is $750 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Ellis County?

The cheapest 2027 plan in Ellis County is Wellpoint Essential Catastrophic HSA (+ Incentives) from WellPoint, a Catastrophic plan at $471 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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