# What ACA marketplace plans are available in Obion County, Tennessee in 2027?

Obion County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $536 to $1,061 and a benchmark (second-lowest-cost silver) plan at $740 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of Tennessee | BlueCross B15E HSA + $0 virtual care from Teladoc Health® | Bronze | $535.98 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B17E HSA + $0 virtual care from Teladoc Health® + Adult Dental | Bronze | $544.56 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B16E HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Expanded Bronze | $574.64 | $7,500 | $12,000 |
| Ambetter of Tennessee | Signature Expanded Bronze | Expanded Bronze | $576.90 | $7,500 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze | Expanded Bronze | $585.63 | $9,350 | $11,000 |
| Ambetter of Tennessee | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $590.61 | $7,500 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $599.54 | $9,350 | $11,000 |
| BlueCross BlueShield of Tennessee | BlueCross B16S HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Expanded Bronze | $619.23 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple | Expanded Bronze | $628.76 | $9,150 | $12,000 |
| Ambetter of Tennessee | Elite Bronze | Expanded Bronze | $652.58 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $662.04 | $7,500 | $12,000 |
| Ambetter of Tennessee | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $668.08 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $670.90 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $672.48 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Expanded Bronze | $682.82 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $685.08 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Expanded Bronze | $687.12 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $698.25 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $698.33 | $11,750 | $11,750 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Expanded Bronze | $701.30 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross B19E HSA + $65 PCP Copay + $0 virtual care from Teladoc Health® | Expanded Bronze | $715.71 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, Insulin, No Referrals) | Expanded Bronze | $720.61 | $7,500 | $12,000 |
| Ambetter of Tennessee | Streamlined Silver | Silver | $723.44 | $4,700 | $11,300 |
| Ambetter of Tennessee | Signature Gold | Gold | $737.54 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver | Silver | $740.09 | $6,400 | $10,300 |
| Ambetter of Tennessee | Focused Silver | Silver | $750.37 | $6,300 | $9,600 |
| Ambetter of Tennessee | Signature Gold + Vision + Adult Dental | Gold | $755.06 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver + Vision + Adult Dental | Silver | $757.67 | $6,400 | $10,300 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $759.90 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold | Gold | $762.50 | $1,500 | $8,350 |
| Ambetter of Tennessee | Focused Silver + Vision + Adult Dental | Silver | $768.19 | $6,300 | $9,600 |
| Ambetter of Tennessee | Everyday Gold | Gold | $772.45 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $774.63 | $0 | $11,400 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, Insulin, No Referrals) | Expanded Bronze | $777.65 | $0 | $12,000 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $777.94 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold + Vision + Adult Dental | Gold | $780.61 | $1,500 | $8,350 |
| Ambetter of Tennessee | Everyday Gold + Vision + Adult Dental | Gold | $790.80 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $790.85 | $0 | $11,400 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $797.77 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Insulin, Dental + Vision, No Referrals) | Expanded Bronze | $799.13 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $800.78 | $9,000 | $9,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $816.34 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $817.90 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $818.36 | $9,000 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $829.41 | $6,700 | $7,700 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $830.52 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $833.41 | $6,200 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $834.19 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $838.08 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $839.16 | $6,500 | $10,500 |
| BlueCross BlueShield of Tennessee | BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental | Silver | $842.67 | $6,700 | $7,700 |
| Oscar Insurance Company | Silver Simple Diabetes with Adult Dental & Vision | Silver | $846.74 | $6,500 | $10,600 |
| BlueCross BlueShield of Tennessee | BlueCross G09E + $0 virtual care from Teladoc Health® | Gold | $885.10 | $1,900 | $8,000 |
| BlueCross BlueShield of Tennessee | BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $898.91 | $6,400 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $913.57 | $2,500 | $8,600 |
| BlueCross BlueShield of Tennessee | BlueCross G09S + $0 virtual care from Teladoc Health® | Gold | $953.77 | $1,900 | $8,000 |
| BlueCross BlueShield of Tennessee | BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $984.46 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, Insulin, No Referrals) | Gold | $987.87 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard- (Virtual Urgent Care, Insulin, No Referrals) | Silver | $997.23 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, Insulin, No Referrals) | Silver | $997.83 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,001.31 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,011.68 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,015.04 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,022.79 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,033.16 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,036.52 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,039.24 | $0 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,060.72 | $0 | $7,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Obion County

### How many ACA plans are available in Obion County for 2027?

Obion County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Obion County?

The 2027 benchmark (second-lowest-cost silver) premium in Obion County is $740 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Obion County?

The cheapest 2027 plan in Obion County is BlueCross B15E HSA + $0 virtual care from Teladoc Health® from BlueCross BlueShield of Tennessee, a Bronze plan at $536 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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