# What ACA marketplace plans are available in Lauderdale County, Tennessee in 2027?

Lauderdale County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $489 to $1,091 and a benchmark (second-lowest-cost silver) plan at $724 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of Tennessee | BlueCross B15E HSA + $0 virtual care from Teladoc Health® | Bronze | $489.00 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B17E HSA + $0 virtual care from Teladoc Health® + Adult Dental | Bronze | $496.82 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B16E HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $524.27 | $7,500 | $12,000 |
| Ambetter of Tennessee | Signature Expanded Bronze | Bronze | $564.41 | $7,500 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze | Bronze | $572.95 | $9,350 | $11,000 |
| Ambetter of Tennessee | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $577.82 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple | Bronze | $580.73 | $9,150 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze + Vision + Adult Dental | Bronze | $586.56 | $9,350 | $11,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $611.46 | $7,500 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross B16S HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $619.48 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $619.64 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $621.10 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $630.65 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $632.74 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $634.62 | $5,500 | $12,000 |
| Ambetter of Tennessee | Elite Bronze | Bronze | $638.45 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $647.72 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross B19E HSA + $65 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $652.98 | $0 | $12,000 |
| Ambetter of Tennessee | Elite Bronze + Vision + Adult Dental | Bronze | $653.61 | $0 | $11,800 |
| Ambetter of Tennessee | Streamlined Silver | Silver | $707.77 | $4,700 | $11,300 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $715.45 | $0 | $11,400 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $718.17 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $718.24 | $11,750 | $11,750 |
| Ambetter of Tennessee | Signature Gold | Gold | $721.57 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver | Silver | $724.06 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $730.43 | $0 | $11,400 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $730.59 | $9,000 | $9,000 |
| Ambetter of Tennessee | Focused Silver | Silver | $734.12 | $6,300 | $9,600 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $736.82 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Gold + Vision + Adult Dental | Gold | $738.71 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $741.17 | $7,500 | $12,000 |
| Ambetter of Tennessee | Signature Silver + Vision + Adult Dental | Silver | $741.26 | $6,400 | $10,300 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $743.44 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold | Gold | $745.99 | $1,500 | $8,350 |
| Ambetter of Tennessee | Focused Silver + Vision + Adult Dental | Silver | $751.56 | $6,300 | $9,600 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $753.97 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $755.41 | $5,750 | $10,000 |
| Ambetter of Tennessee | Everyday Gold | Gold | $755.73 | $800 | $7,250 |
| Oscar Insurance Company | Silver Core Plan | Silver | $755.83 | $9,000 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $756.72 | $6,700 | $7,700 |
| BlueCross BlueShield of Tennessee | BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $761.07 | $6,400 | $10,300 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $761.10 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold + Vision + Adult Dental | Gold | $763.71 | $1,500 | $8,350 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $767.07 | $6,500 | $10,600 |
| BlueCross BlueShield of Tennessee | BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental | Silver | $768.82 | $6,700 | $7,700 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $769.73 | $6,200 | $10,300 |
| Ambetter of Tennessee | Everyday Gold + Vision + Adult Dental | Gold | $773.68 | $800 | $7,250 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $774.05 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $775.04 | $6,500 | $10,500 |
| Oscar Insurance Company | Silver Simple Diabetes with Adult Dental & Vision | Silver | $782.05 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $799.83 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross G09E + $0 virtual care from Teladoc Health® | Gold | $807.53 | $1,900 | $8,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Insulin, Dental + Vision, No Referrals) | Bronze | $821.93 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $833.50 | $2,500 | $8,600 |
| BlueCross BlueShield of Tennessee | BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $899.29 | $6,400 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross G09S + $0 virtual care from Teladoc Health® | Gold | $954.18 | $1,900 | $8,000 |
| BlueCross BlueShield of Tennessee | BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $984.87 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,016.04 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard- (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,025.68 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,026.29 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,029.86 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,040.53 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,043.99 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,051.96 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,062.63 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,066.09 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,068.88 | $0 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,090.97 | $0 | $7,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Lauderdale County

### How many ACA plans are available in Lauderdale County for 2027?

Lauderdale County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Lauderdale County?

The 2027 benchmark (second-lowest-cost silver) premium in Lauderdale County is $724 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Lauderdale County?

The cheapest 2027 plan in Lauderdale County is BlueCross B15E HSA + $0 virtual care from Teladoc Health® from BlueCross BlueShield of Tennessee, a Bronze plan at $489 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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