# What ACA marketplace plans are available in Oglala Lakota County, South Dakota in 2027?

Oglala Lakota County, South Dakota has 25 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $565 to $1,011 and a benchmark (second-lowest-cost silver) plan at $801 per month, before any premium tax credit, per CMS 2027 plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Wellmark of South Dakota, Inc. | Wellmark Bronze Traditional EPO | Expanded Bronze | $565.45 | $7,200 | $11,500 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Bronze EPO | Expanded Bronze | $604.92 | $7,500 | $12,000 |
| Wellmark of South Dakota, Inc. | Wellmark Bronze HDHP EPO HSA Qualified | Expanded Bronze | $605.67 | $8,500 | $8,500 |
| Avera Health Plans | ConnectPlus Standard $7500 HSA Eligible HDHP | Expanded Bronze | $670.50 | $7,500 | $12,000 |
| Avera Health Plans | ConnectPlus $6500 HSA Eligible HDHP | Expanded Bronze | $691.87 | $6,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Expanded Bronze | $701.93 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Expanded Bronze | $715.18 | $6,500 | $11,500 |
| Avera Health Plans | ConnectPlus $8000 HSA Eligible HDHP | Expanded Bronze | $738.53 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Expanded Bronze | $751.11 | $8,000 | $8,000 |
| Wellmark of South Dakota, Inc. | Wellmark Silver Traditional EPO | Silver | $799.37 | $5,000 | $8,500 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Silver EPO | Silver | $801.49 | $6,400 | $10,300 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Gold EPO | Gold | $814.47 | $2,500 | $8,600 |
| Wellmark of South Dakota, Inc. | Wellmark Gold Traditional EPO | Gold | $822.13 | $1,750 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $857.41 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $898.74 | $5,000 | $10,000 |
| Avera Health Plans | ConnectPlus Standard $6400 | Silver | $913.04 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $925.13 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus $4800 | Silver | $932.07 | $4,800 | $11,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $932.87 | $2,500 | $8,600 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $938.06 | $2,000 | $10,500 |
| Avera Health Plans | ConnectPlus $1800 | Gold | $942.39 | $1,800 | $9,000 |
| Avera Health Plans | ConnectPlus MyWeighForward $6400 | Silver | $950.39 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus Standard $2500 | Gold | $957.58 | $2,500 | $8,600 |
| Avera Health Plans | ConnectPlus $0 Gold | Gold | $997.48 | $0 | $11,000 |
| Avera Health Plans | ConnectPlus $0 Silver | Silver | $1,011.30 | $0 | $11,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Oglala Lakota County

### How many ACA plans are available in Oglala Lakota County for 2027?

Oglala Lakota County, South Dakota has 25 ACA marketplace plans from 3 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Oglala Lakota County?

The 2027 benchmark (second-lowest-cost silver) premium in Oglala Lakota County is $801 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Oglala Lakota County?

The cheapest 2027 plan in Oglala Lakota County is Wellmark Bronze Traditional EPO from Wellmark of South Dakota, Inc., a Expanded Bronze plan at $565 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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