# What ACA marketplace plans are available in McCook County, South Dakota in 2027?

McCook County, South Dakota has 35 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $439 to $855 and a benchmark (second-lowest-cost silver) plan at $567 per month, before any premium tax credit, per HealthCare.gov plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Avera Health Plans | DirectConnect Standard $7500 HSA Eligible HDHP | Bronze | $438.63 | $7,500 | $12,000 |
| Avera Health Plans | DirectConnect $6500 HSA Eligible HDHP | Bronze | $442.90 | $6,500 | $12,000 |
| Avera Health Plans | DirectConnect $8000 HSA Eligible HDHP | Bronze | $480.38 | $8,000 | $8,000 |
| Wellmark of South Dakota, Inc. | Wellmark Bronze Traditional EPO | Bronze | $507.01 | $7,200 | $11,500 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Bronze EPO | Bronze | $542.41 | $7,500 | $12,000 |
| Wellmark of South Dakota, Inc. | Wellmark Bronze HDHP EPO HSA Qualified | Bronze | $543.08 | $8,500 | $8,500 |
| Avera Health Plans | DirectConnect Standard $6400 | Silver | $561.12 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus Standard $7500 HSA Eligible HDHP | Bronze | $566.76 | $7,500 | $12,000 |
| Avera Health Plans | DirectConnect $4800 | Silver | $566.89 | $4,800 | $11,000 |
| Avera Health Plans | ConnectPlus $6500 HSA Eligible HDHP | Bronze | $584.83 | $6,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronze | $588.24 | $7,500 | $12,000 |
| Avera Health Plans | DirectConnect MyWeighForward $6400 | Silver | $592.96 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronze | $599.34 | $6,500 | $11,500 |
| Avera Health Plans | DirectConnect $0 Silver | Silver | $622.45 | $0 | $11,500 |
| Avera Health Plans | ConnectPlus $8000 HSA Eligible HDHP | Bronze | $624.27 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Bronze | $629.45 | $8,000 | $8,000 |
| Avera Health Plans | DirectConnect $1800 | Gold | $633.86 | $1,800 | $9,000 |
| Avera Health Plans | DirectConnect Standard $2500 | Gold | $637.73 | $2,500 | $8,600 |
| Avera Health Plans | DirectConnect $0 Gold | Gold | $663.45 | $0 | $11,000 |
| Wellmark of South Dakota, Inc. | Wellmark Silver Traditional EPO | Silver | $716.77 | $5,000 | $8,500 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $718.53 | $4,000 | $9,750 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Silver EPO | Silver | $718.66 | $6,400 | $10,300 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Gold EPO | Gold | $730.30 | $2,500 | $8,600 |
| Wellmark of South Dakota, Inc. | Wellmark Gold Traditional EPO | Gold | $737.17 | $1,750 | $8,000 |
| Avera Health Plans | ConnectPlus Standard $6400 | Silver | $751.72 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $753.17 | $5,000 | $10,000 |
| Avera Health Plans | ConnectPlus $4800 | Silver | $771.53 | $4,800 | $11,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $775.28 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $781.77 | $2,500 | $8,600 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $786.12 | $2,000 | $10,500 |
| Avera Health Plans | ConnectPlus MyWeighForward $6400 | Silver | $790.67 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus $1800 | Gold | $796.59 | $1,800 | $9,000 |
| Avera Health Plans | ConnectPlus Standard $2500 | Gold | $809.43 | $2,500 | $8,600 |
| Avera Health Plans | ConnectPlus $0 Gold | Gold | $843.15 | $0 | $11,000 |
| Avera Health Plans | ConnectPlus $0 Silver | Silver | $854.84 | $0 | $11,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in McCook County

### How many ACA plans are available in McCook County for 2027?

McCook County, South Dakota has 35 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in McCook County?

The 2027 benchmark (second-lowest-cost silver) premium in McCook County is $567 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in McCook County?

The cheapest 2027 plan in McCook County is DirectConnect Standard $7500 HSA Eligible HDHP from Avera Health Plans, a Bronze plan at $439 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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