# What ACA marketplace plans are available in Lincoln County, South Dakota in 2027?

Lincoln County, South Dakota has 36 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $439 to $855 and a benchmark (second-lowest-cost silver) plan at $567 per month, before any premium tax credit, per HealthCare.gov plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Avera Health Plans | DirectConnect Standard $7500 HSA Eligible HDHP | Bronze | $438.63 | $7,500 | $12,000 |
| Avera Health Plans | DirectConnect $6500 HSA Eligible HDHP | Bronze | $442.90 | $6,500 | $12,000 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $7,500 | Bronze | $452.97 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual TRUE $6,500 | Bronze | $461.52 | $6,500 | $11,500 |
| Avera Health Plans | DirectConnect $8000 HSA Eligible HDHP | Bronze | $480.38 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual TRUE $8,000 HSA Qualified | Bronze | $484.70 | $8,000 | $8,000 |
| Avera Health Plans | DirectConnect Standard $6400 | Silver | $561.12 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus Standard $7500 HSA Eligible HDHP | Bronze | $566.76 | $7,500 | $12,000 |
| Avera Health Plans | DirectConnect $4800 | Silver | $566.89 | $4,800 | $11,000 |
| Sanford Health Plan | Sanford Individual TRUE $4,000 | Silver | $573.75 | $4,000 | $9,750 |
| Avera Health Plans | ConnectPlus $6500 HSA Eligible HDHP | Bronze | $584.83 | $6,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronze | $588.24 | $7,500 | $12,000 |
| Avera Health Plans | DirectConnect MyWeighForward $6400 | Silver | $592.96 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual TRUE $5,000 | Silver | $596.05 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronze | $599.34 | $6,500 | $11,500 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $2,500 | Gold | $602.00 | $2,500 | $8,600 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $6,400 | Silver | $602.55 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual TRUE $2,000 | Gold | $605.35 | $2,000 | $10,500 |
| Avera Health Plans | DirectConnect $0 Silver | Silver | $622.45 | $0 | $11,500 |
| Avera Health Plans | ConnectPlus $8000 HSA Eligible HDHP | Bronze | $624.27 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Bronze | $629.45 | $8,000 | $8,000 |
| Avera Health Plans | DirectConnect $1800 | Gold | $633.86 | $1,800 | $9,000 |
| Avera Health Plans | DirectConnect Standard $2500 | Gold | $637.73 | $2,500 | $8,600 |
| Avera Health Plans | DirectConnect $0 Gold | Gold | $663.45 | $0 | $11,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $718.53 | $4,000 | $9,750 |
| Avera Health Plans | ConnectPlus Standard $6400 | Silver | $751.72 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $753.17 | $5,000 | $10,000 |
| Avera Health Plans | ConnectPlus $4800 | Silver | $771.53 | $4,800 | $11,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $775.28 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $781.77 | $2,500 | $8,600 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $786.12 | $2,000 | $10,500 |
| Avera Health Plans | ConnectPlus MyWeighForward $6400 | Silver | $790.67 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus $1800 | Gold | $796.59 | $1,800 | $9,000 |
| Avera Health Plans | ConnectPlus Standard $2500 | Gold | $809.43 | $2,500 | $8,600 |
| Avera Health Plans | ConnectPlus $0 Gold | Gold | $843.15 | $0 | $11,000 |
| Avera Health Plans | ConnectPlus $0 Silver | Silver | $854.84 | $0 | $11,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Lincoln County

### How many ACA plans are available in Lincoln County for 2027?

Lincoln County, South Dakota has 36 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Lincoln County?

The 2027 benchmark (second-lowest-cost silver) premium in Lincoln County is $567 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Lincoln County?

The cheapest 2027 plan in Lincoln County is DirectConnect Standard $7500 HSA Eligible HDHP from Avera Health Plans, a Bronze plan at $439 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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