# What ACA marketplace plans are available in Charleston County, South Carolina in 2027?

Charleston County, South Carolina has 62 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $462 to $880 and a benchmark (second-lowest-cost silver) plan at $705 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of South Carolina | BlueEssentials Catastrophic 1 | Catastrophic | $462.02 | $12,000 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Cooper Bronze 2 | Bronze | $506.47 | $10,600 | $10,600 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Expanded Bronze | Bronze | $510.23 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Cooper Bronze 1 | Bronze | $512.55 | $5,900 | $12,000 |
| First Choice Next | First Choice Next Bronze Essential | Bronze | $538.62 | $12,000 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueConnect Bronze 1 | Bronze | $539.03 | $7,500 | $12,000 |
| First Choice Next | First Choice Next Bronze Signature | Bronze | $542.18 | $7,500 | $12,000 |
| First Choice Next | First Choice Next Bronze Enhanced - $4,500 Deductible | Bronze | $542.82 | $4,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Expanded Bronze | Bronze | $552.76 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Expanded Bronze Saver + | Bronze | $553.64 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Bronze 4 | Bronze | $558.62 | $7,200 | $11,000 |
| Ambetter from Absolute Total Care | Signature Expanded Bronze SC | Bronze | $586.10 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Everyday Bronze SC | Bronze | $595.03 | $9,350 | $11,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Expanded Bronze Saver + | Bronze | $596.64 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Signature Expanded Bronze SC + Vision + Adult Dental | Bronze | $602.29 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Everyday Bronze SC + Vision + Adult Dental | Bronze | $611.46 | $9,350 | $11,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Bronze 6 | Bronze | $634.10 | $0 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronze | $638.66 | $9,150 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronze | $662.05 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Diabetes | Bronze | $664.77 | $5,500 | $12,000 |
| Ambetter from Absolute Total Care | Elite Bronze SC | Bronze | $665.35 | $0 | $11,800 |
| Oscar Health Plan, Inc. | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $682.36 | $5,500 | $12,000 |
| Ambetter from Absolute Total Care | Elite Bronze SC + Vision + Adult Dental | Bronze | $683.73 | $0 | $11,800 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronze | $689.21 | $0 | $12,000 |
| First Choice Next | First Choice Next Silver Essential - $5,000 Deductible | Silver | $703.72 | $5,000 | $12,000 |
| Ambetter from Absolute Total Care | Streamlined Silver SC | Silver | $705.07 | $4,700 | $11,300 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $707.06 | $0 | $12,000 |
| First Choice Next | First Choice Next Gold Enhanced - $1,000 Deductible | Gold | $711.04 | $1,000 | $10,000 |
| Ambetter from Absolute Total Care | Signature Silver SC | Silver | $721.83 | $6,400 | $10,300 |
| Ambetter from Absolute Total Care | Focused Silver SC | Silver | $731.97 | $6,300 | $9,600 |
| First Choice Next | First Choice Next Silver Signature | Silver | $734.42 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Silver | Silver | $735.80 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Silver 1 | Silver | $739.34 | $7,000 | $10,500 |
| Ambetter from Absolute Total Care | Signature Silver SC + Vision + Adult Dental | Silver | $741.77 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Silver 2 | Silver | $743.67 | $5,700 | $8,800 |
| First Choice Next | First Choice Next Gold Signature | Gold | $744.27 | $2,500 | $8,600 |
| Ambetter from Absolute Total Care | Focused Silver SC + Vision + Adult Dental | Silver | $752.18 | $6,300 | $9,600 |
| Ambetter from Absolute Total Care | Signature Gold SC | Gold | $753.98 | $2,500 | $8,600 |
| First Choice Next | First Choice Next Gold Copay Focus - $0 Deductible | Gold | $765.09 | $0 | $9,000 |
| Ambetter from Absolute Total Care | Signature Gold SC + Vision + Adult Dental | Gold | $774.80 | $2,500 | $8,600 |
| BlueCross BlueShield of South Carolina | BlueConnect Silver 1 | Silver | $778.10 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Gold 1 | Gold | $782.61 | $250 | $10,000 |
| Oscar Health Plan, Inc. | Silver Core Plan | Silver | $783.38 | $9,000 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Silver | $785.40 | $6,500 | $10,600 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Silver | $787.81 | $5,750 | $10,000 |
| Ambetter from Absolute Total Care | Everyday Gold SC | Gold | $789.67 | $800 | $7,250 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Silver | $790.74 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | BlueEssentials Silver 14 | Silver | $797.43 | $7,400 | $9,700 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Silver | Silver | $797.96 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes with Adult Dental & Vision | Silver | $802.99 | $6,500 | $10,600 |
| Ambetter from Absolute Total Care | Everyday Gold SC + Vision + Adult Dental | Gold | $811.48 | $800 | $7,250 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Gold | Gold | $811.65 | $2,500 | $8,600 |
| BlueCross BlueShield of South Carolina | BlueEssentials Silver 40 | Silver | $813.85 | $6,000 | $8,900 |
| BlueCross BlueShield of South Carolina | BlueEssentials Gold 5 | Gold | $822.97 | $250 | $12,000 |
| Ambetter from Absolute Total Care | Elite Gold SC | Gold | $846.32 | $0 | $8,150 |
| BlueCross BlueShield of South Carolina | BlueEssentials Gold 1 | Gold | $851.26 | $3,900 | $7,800 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Gold | $854.23 | $2,500 | $8,600 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits | Gold | $854.73 | $3,000 | $8,500 |
| BlueCross BlueShield of South Carolina | BlueConnect Gold 1 | Gold | $858.50 | $2,500 | $8,600 |
| Ambetter from Absolute Total Care | Elite Gold SC + Vision + Adult Dental | Gold | $869.69 | $0 | $8,150 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits with Adult Dental & Vision | Gold | $872.58 | $3,000 | $8,500 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Gold | Gold | $880.41 | $2,500 | $8,600 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Charleston County

### How many ACA plans are available in Charleston County for 2027?

Charleston County, South Carolina has 62 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Charleston County?

The 2027 benchmark (second-lowest-cost silver) premium in Charleston County is $705 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Charleston County?

The cheapest 2027 plan in Charleston County is BlueEssentials Catastrophic 1 from BlueCross BlueShield of South Carolina, a Catastrophic plan at $462 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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