# What ACA marketplace plans are available in Garfield County, Oklahoma in 2027?

Garfield County, Oklahoma has 23 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $712 to $1,096 and a benchmark (second-lowest-cost silver) plan at $872 per month, before any premium tax credit, per HealthCare.gov plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ - Support HSA | Bronze | $711.85 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $727.40 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ - Standard HSA | Bronze | $730.25 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $742.42 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $762.72 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $788.50 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $808.80 | $0 | $12,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ - Secure | Gold | $844.63 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ - Balance | Silver | $851.25 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ - Balance | Gold | $855.03 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ - Standard | Gold | $860.75 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ - Standard | Silver | $872.02 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ - Champion | Silver | $907.35 | $3,100 | $10,200 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,017.94 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,022.96 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,028.01 | $3,100 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,037.03 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $1,043.83 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,048.32 | $3,100 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,057.34 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,064.13 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,075.95 | $0 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,096.25 | $0 | $7,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Garfield County

### How many ACA plans are available in Garfield County for 2027?

Garfield County, Oklahoma has 23 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Garfield County?

The 2027 benchmark (second-lowest-cost silver) premium in Garfield County is $872 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Garfield County?

The cheapest 2027 plan in Garfield County is Blue Advantage Bronze PPO℠ - Support HSA from Blue Cross and Blue Shield of Oklahoma, a Bronze plan at $712 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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