# What ACA marketplace plans are available in Shelby County, Ohio in 2027?

Shelby County, Ohio has 76 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $474 to $1,053 and a benchmark (second-lowest-cost silver) plan at $629 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| MedMutual | MedMutual Bronze $12,000 Max Saver ON-EX | Bronze | $473.76 | $12,000 | $12,000 |
| Oscar Health Insurance | Bronze Classic 4700 | Bronze | $480.89 | $4,700 | $12,000 |
| Oscar Health Insurance | Bronze Classic Standard | Bronze | $482.47 | $7,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Diabetes | Bronze | $490.10 | $5,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $492.00 | $5,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Chronic Care CKM | Bronze | $496.49 | $5,500 | $12,000 |
| MedMutual | MedMutual Bronze $8,300 ON-EX | Bronze | $499.60 | $8,300 | $12,000 |
| Oscar Health Insurance | Bronze Elite + PCP Saver Plus | Bronze | $505.56 | $0 | $12,000 |
| MedMutual | MedMutual Bronze Standard $7,500 ON-EX | Bronze | $509.83 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $510.36 | $11,700 | $11,700 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $515.92 | $11,700 | $11,700 |
| Oscar Health Insurance | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $525.01 | $5,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $543.19 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $543.73 | $6,000 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze | Bronze | $549.54 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze | Bronze | $556.61 | $9,350 | $11,100 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 9000 HSA ($0 Select Drugs + Incentives) | Bronze | $557.34 | $9,000 | $9,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $563.50 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | $570.75 | $9,350 | $11,100 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA | Bronze | $581.21 | $7,950 | $7,950 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $595.97 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $613.18 | $11,750 | $11,750 |
| Oscar Health Insurance | Silver Classic Standard | Silver | $627.81 | $6,400 | $10,300 |
| Oscar Health Insurance | Silver Simple PCP Saver | Silver | $629.39 | $5,750 | $10,000 |
| Oscar Health Insurance | Silver Core Plan | Silver | $631.29 | $9,000 | $10,300 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $634.42 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Streamlined Silver | Silver | $638.28 | $4,700 | $11,300 |
| Oscar Health Insurance | Silver Simple Diabetes | Silver | $642.77 | $6,500 | $10,600 |
| Oscar Health Insurance | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $643.95 | $6,200 | $10,600 |
| Oscar Health Insurance | Silver Simple Women's Health with Menopause Benefits | Silver | $648.18 | $6,000 | $11,000 |
| Oscar Health Insurance | Silver Simple Chronic Care CKM | Silver | $648.98 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $649.37 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Silver | Silver | $656.70 | $6,400 | $10,300 |
| Oscar Health Insurance | Gold Classic Standard | Gold | $658.13 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Simple | Gold | $659.38 | $2,750 | $10,000 |
| Oscar Health Insurance | Gold Elite Saver Plus | Gold | $659.69 | $0 | $11,750 |
| Oscar Health Insurance | Silver Simple Diabetes with Adult Dental & Vision | Silver | $662.48 | $6,500 | $10,600 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $664.76 | $6,000 | $10,400 |
| Ambetter from Buckeye Health Plan | Complete Silver | Silver | $668.07 | $6,950 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $671.71 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 6400 Standard ($0 Select Drugs + Incentives) | Silver | $672.37 | $6,400 | $10,300 |
| Ambetter from Buckeye Health Plan | Signature Silver + Vision + Adult Dental | Silver | $673.38 | $6,400 | $10,300 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X 5000 ($0 Select Drugs + Incentives) | Silver | $678.04 | $5,000 | $10,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 ($0 Select Drugs + Incentives) | Silver | $678.58 | $4,000 | $11,500 |
| Oscar Health Insurance | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $679.40 | $0 | $11,750 |
| Ambetter from Buckeye Health Plan | Signature Gold | Gold | $680.15 | $2,500 | $8,600 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $681.64 | $6,000 | $10,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $684.14 | $4,000 | $11,500 |
| Ambetter from Buckeye Health Plan | Complete Silver + Vision + Adult Dental | Silver | $685.05 | $6,950 | $10,000 |
| Ambetter from Buckeye Health Plan | Clear Gold | Gold | $686.11 | $1,200 | $9,150 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $686.67 | $0 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Gold + Vision + Adult Dental | Gold | $697.43 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Simple Diabetes | Gold | $698.07 | $1,000 | $10,600 |
| Ambetter from Buckeye Health Plan | Clear Gold + Vision + Adult Dental | Gold | $703.54 | $1,200 | $9,150 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 5200 HSA (+ Incentives) | Silver | $706.39 | $5,200 | $8,000 |
| Ambetter from Buckeye Health Plan | Complete Gold | Gold | $713.81 | $1,450 | $9,500 |
| MedMutual | MedMutual Silver $6,900 ON-EX | Silver | $726.25 | $6,900 | $9,500 |
| Ambetter from Buckeye Health Plan | Complete Gold + Vision + Adult Dental | Gold | $731.94 | $1,450 | $9,500 |
| MedMutual | MedMutual Silver Standard $6,400 ON-EX | Silver | $738.63 | $6,400 | $10,300 |
| MedMutual | MedMutual Silver $5,000 ON-EX | Silver | $747.79 | $5,000 | $9,000 |
| MedMutual | MedMutual Gold Standard $2,500 ON-EX | Gold | $790.32 | $2,500 | $8,600 |
| MedMutual | MedMutual Gold $3,500 HSA ON-EX | Gold | $796.24 | $3,500 | $3,500 |
| MedMutual | MedMutual Gold $1,000 ON-EX | Gold | $800.01 | $1,000 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $883.10 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $885.55 | $5,000 | $10,600 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $897.13 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $898.06 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $900.50 | $5,000 | $10,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $912.08 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X 2500 Standard ($0 Select Drugs + Incentives) | Gold | $945.86 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,001.60 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $1,016.55 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,017.70 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,032.66 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,038.03 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,052.98 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Shelby County

### How many ACA plans are available in Shelby County for 2027?

Shelby County, Ohio has 76 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Shelby County?

The 2027 benchmark (second-lowest-cost silver) premium in Shelby County is $629 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Shelby County?

The cheapest 2027 plan in Shelby County is MedMutual Bronze $12,000 Max Saver ON-EX from MedMutual, a Bronze plan at $474 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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