# What ACA marketplace plans are available in Lucas County, Ohio in 2027?

Lucas County, Ohio has 112 ACA marketplace plans from 7 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $472 to $978 and a benchmark (second-lowest-cost silver) plan at $626 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Antidote Health Plan of Ohio, Inc. | Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $471.97 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Bronze | $473.34 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Bronze | $473.82 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $483.25 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Bronze | $484.63 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Bronze | $485.11 | $8,700 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $487.66 | $12,000 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $488.32 | $11,700 | $11,700 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $493.64 | $11,700 | $11,700 |
| Oscar Health Insurance | Bronze Classic 4700 | Bronze | $508.27 | $4,700 | $12,000 |
| Oscar Health Insurance | Bronze Classic Standard | Bronze | $509.95 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | Bronze Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Bronze | $516.91 | $8,000 | $12,000 |
| Oscar Health Insurance | Bronze Simple Diabetes | Bronze | $518.00 | $5,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $519.74 | $7,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $520.01 | $5,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $520.25 | $6,000 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | Bronze Standard | Bronze | $524.27 | $7,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Chronic Care CKM | Bronze | $524.76 | $5,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze | Bronze | $525.07 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Bronze | $528.20 | $8,000 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $529.78 | $7,500 | $12,000 |
| MedMutual | MedMutual Bronze $12,000 Max Saver ON-EX | Bronze | $529.80 | $12,000 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze | Bronze | $531.82 | $9,350 | $11,100 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 9000 HSA ($0 Select Drugs + Incentives) | Bronze | $533.27 | $9,000 | $9,000 |
| Oscar Health Insurance | Bronze Elite + PCP Saver Plus | Bronze | $534.34 | $0 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $538.41 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $538.72 | $4,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | $545.33 | $9,350 | $11,100 |
| Oscar Health Insurance | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $554.90 | $5,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA | Bronze | $555.33 | $7,950 | $7,950 |
| MedMutual | MedMutual Bronze $8,300 ON-EX | Bronze | $558.70 | $8,300 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $564.90 | $11,750 | $11,750 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $569.43 | $7,950 | $7,950 |
| MedMutual | MedMutual Bronze Standard $7,500 ON-EX | Bronze | $570.13 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $584.46 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $598.24 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Streamlined Silver | Silver | $609.86 | $4,700 | $11,300 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $618.82 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $626.36 | $7,000 | $10,800 |
| Ambetter from Buckeye Health Plan | Signature Silver | Silver | $627.46 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $632.59 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $633.31 | $5,000 | $12,000 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $635.15 | $6,000 | $10,400 |
| Ambetter from Buckeye Health Plan | Complete Silver | Silver | $638.32 | $6,950 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 6400 Standard ($0 Select Drugs + Incentives) | Silver | $643.33 | $6,400 | $10,300 |
| Ambetter from Buckeye Health Plan | Signature Silver + Vision + Adult Dental | Silver | $643.40 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Silver | $647.22 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Silver | $647.87 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X 5000 ($0 Select Drugs + Incentives) | Silver | $648.78 | $5,000 | $10,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 ($0 Select Drugs + Incentives) | Silver | $649.29 | $4,000 | $11,500 |
| Ambetter from Buckeye Health Plan | Signature Gold | Gold | $649.86 | $2,500 | $8,600 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $651.29 | $6,000 | $10,400 |
| Ambetter from Buckeye Health Plan | Complete Silver + Vision + Adult Dental | Silver | $654.54 | $6,950 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $654.60 | $4,000 | $11,500 |
| Ambetter from Buckeye Health Plan | Clear Gold | Gold | $655.55 | $1,200 | $9,150 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Silver | $658.51 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Silver | $659.15 | $7,500 | $12,000 |
| Oscar Health Insurance | Silver Classic Standard | Silver | $663.56 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $664.24 | $1,000 | $10,000 |
| Oscar Health Insurance | Silver Simple PCP Saver | Silver | $665.23 | $5,750 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $666.21 | $6,400 | $10,300 |
| Ambetter from Buckeye Health Plan | Signature Gold + Vision + Adult Dental | Gold | $666.37 | $2,500 | $8,600 |
| Oscar Health Insurance | Silver Core Plan | Silver | $667.23 | $9,000 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | Silver Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $668.59 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Clear Gold + Vision + Adult Dental | Gold | $672.21 | $1,200 | $9,150 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 5200 HSA (+ Incentives) | Silver | $675.90 | $5,200 | $8,000 |
| Oscar Health Insurance | Silver Simple Diabetes | Silver | $679.37 | $6,500 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | SilverComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $679.87 | $7,500 | $12,000 |
| Oscar Health Insurance | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $680.61 | $6,200 | $10,600 |
| Ambetter from Buckeye Health Plan | Complete Gold | Gold | $682.02 | $1,450 | $9,500 |
| Oscar Health Insurance | Silver Simple Women's Health with Menopause Benefits | Silver | $685.08 | $6,000 | $11,000 |
| Oscar Health Insurance | Silver Simple Chronic Care CKM | Silver | $685.93 | $6,500 | $10,600 |
| Oscar Health Insurance | Gold Classic Standard | Gold | $695.60 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Simple | Gold | $696.93 | $2,750 | $10,000 |
| Oscar Health Insurance | Gold Elite Saver Plus | Gold | $697.25 | $0 | $11,750 |
| Ambetter from Buckeye Health Plan | Complete Gold + Vision + Adult Dental | Gold | $699.34 | $1,450 | $9,500 |
| Oscar Health Insurance | Silver Simple Diabetes with Adult Dental & Vision | Silver | $700.20 | $6,500 | $10,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $712.18 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $718.08 | $0 | $11,750 |
| Antidote Health Plan of Ohio, Inc. | Silver Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Silver | $723.32 | $6,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $731.44 | $0 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | Silver Standard | Silver | $733.72 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | SilverElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Silver | $734.61 | $6,500 | $12,000 |
| Oscar Health Insurance | Gold Simple Diabetes | Gold | $737.82 | $1,000 | $10,600 |
| MedMutual | MedMutual Silver $6,900 ON-EX | Silver | $812.15 | $6,900 | $9,500 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $813.56 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $815.81 | $5,000 | $10,600 |
| MedMutual | MedMutual Silver Standard $6,400 ON-EX | Silver | $826.00 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $826.48 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $827.34 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $829.59 | $5,000 | $10,600 |
| MedMutual | MedMutual Silver $5,000 ON-EX | Silver | $836.24 | $5,000 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $840.26 | $0 | $12,000 |
| MedMutual | MedMutual Gold Standard $2,500 ON-EX | Gold | $883.80 | $2,500 | $8,600 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Gold | $885.95 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Gold | $886.84 | $3,000 | $9,000 |
| MedMutual | MedMutual Gold $3,500 HSA ON-EX | Gold | $890.42 | $3,500 | $3,500 |
| MedMutual | MedMutual Gold $1,000 ON-EX | Gold | $894.63 | $1,000 | $8,000 |
| Antidote Health Plan of Ohio, Inc. | Gold Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $895.64 | $3,500 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Gold | $897.65 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Gold | $898.52 | $3,000 | $9,000 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X 2500 Standard ($0 Select Drugs + Incentives) | Gold | $905.02 | $2,500 | $8,600 |
| Antidote Health Plan of Ohio, Inc. | GoldComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $907.34 | $3,500 | $9,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $922.73 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $936.50 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $937.57 | $1,300 | $7,500 |
| Antidote Health Plan of Ohio, Inc. | Gold Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Gold | $950.98 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $951.34 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $956.29 | $0 | $8,200 |
| Antidote Health Plan of Ohio, Inc. | GoldElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Gold | $962.66 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $970.07 | $0 | $8,200 |
| Antidote Health Plan of Ohio, Inc. | Gold Standard | Gold | $977.66 | $2,500 | $8,600 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Lucas County

### How many ACA plans are available in Lucas County for 2027?

Lucas County, Ohio has 112 ACA marketplace plans from 7 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Lucas County?

The 2027 benchmark (second-lowest-cost silver) premium in Lucas County is $626 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Lucas County?

The cheapest 2027 plan in Lucas County is Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included from Antidote Health Plan of Ohio, Inc., a Bronze plan at $472 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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