# What ACA marketplace plans are available in Garfield County, Nebraska in 2027?

Garfield County, Nebraska has 55 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $708 to $1,304 and a benchmark (second-lowest-cost silver) plan at $866 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $708.41 | $7,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $723.86 | $7,500 | $12,000 |
| Medica | Elevate by Medica Bronze Share | Bronze | $745.40 | $8,000 | $12,000 |
| Ambetter Health | Choice Bronze HSA | Bronze | $757.79 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $767.07 | $7,500 | $12,000 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | $774.31 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $781.93 | $5,500 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $801.28 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $803.80 | $11,750 | $11,750 |
| Medica | Elevate by Medica Bronze Standard | Bronze | $813.23 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $818.76 | $0 | $11,800 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 0% Coinsurance after Deductible NEtwork Blue | Bronze | $821.54 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $826.42 | $7,500 | $12,000 |
| Ambetter Health | Streamlined Silver | Silver | $848.65 | $4,700 | $11,300 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $863.98 | $0 | $12,000 |
| Ambetter Health | Signature Silver | Silver | $865.93 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $878.35 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $883.50 | $0 | $12,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $884.81 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA Standard 7500 NEtwork Blue | Bronze | $891.83 | $7,500 | $12,000 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $897.51 | $6,300 | $9,600 |
| Ambetter Health | Signature Gold | Gold | $905.35 | $2,500 | $8,600 |
| Ambetter Health | Clear Gold | Gold | $917.08 | $1,200 | $9,150 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $925.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Digital First HSA 6500 NEtwork Blue | Bronze | $931.14 | $6,500 | $9,000 |
| Ambetter Health | Clear Gold + Vision + Adult Dental | Gold | $937.08 | $1,200 | $9,150 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $963.49 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $982.02 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $990.76 | $6,000 | $10,600 |
| Ambetter Health | Elite Gold | Gold | $1,015.47 | $0 | $8,150 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $1,022.13 | $2,500 | $8,600 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $1,037.61 | $0 | $8,150 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,078.60 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,081.49 | $3,500 | $11,000 |
| Medica | Elevate by Medica Silver Standard | Silver | $1,091.08 | $6,400 | $10,300 |
| Medica | Elevate by Medica Silver Share | Silver | $1,092.65 | $3,525 | $9,300 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $1,098.11 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,101.01 | $3,500 | $11,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,102.14 | $0 | $11,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,114.72 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,121.65 | $0 | $11,250 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,134.71 | $1,750 | $8,200 |
| Medica | Elevate by Medica Silver HSA | Silver | $1,135.17 | $4,200 | $8,700 |
| Medica | Elevate by Medica Gold Share | Gold | $1,142.89 | $2,600 | $6,000 |
| Medica | Elevate by Medica Gold Standard | Gold | $1,147.69 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 5000 NEtwork Blue | Silver | $1,150.14 | $5,000 | $11,000 |
| UnitedHealthcare | UHC Gold Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,154.24 | $1,750 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,162.99 | $0 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6400 NEtwork Blue | Silver | $1,166.73 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,182.50 | $0 | $8,200 |
| Medica | Elevate by Medica Gold HSA | Gold | $1,185.65 | $3,500 | $4,700 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 NEtwork Blue w/ Adult Vision | Silver | $1,234.41 | $5,500 | $6,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2500 NEtwork Blue | Gold | $1,256.20 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 NEtwork Blue | Gold | $1,280.21 | $1,500 | $7,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 NEtwork Blue w/ Adult Vision | Gold | $1,304.41 | $1,000 | $5,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Garfield County

### How many ACA plans are available in Garfield County for 2027?

Garfield County, Nebraska has 55 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Garfield County?

The 2027 benchmark (second-lowest-cost silver) premium in Garfield County is $866 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Garfield County?

The cheapest 2027 plan in Garfield County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $708 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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