# What ACA marketplace plans are available in Adams County, Nebraska in 2027?

Adams County, Nebraska has 66 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $658 to $1,186 and a benchmark (second-lowest-cost silver) plan at $852 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 7000 Blueprint Health w/ Adult Vision | Expanded Bronze | $658.41 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA Standard 7500 Blueprint Health | Expanded Bronze | $660.26 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Digital First HSA 6500 Blueprint Health | Expanded Bronze | $689.36 | $6,500 | $9,000 |
| Ambetter Health | Signature Expanded Bronze | Expanded Bronze | $708.41 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 7000 Premier Select BlueChoice w/ Adult Vision | Expanded Bronze | $719.06 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA Standard 7500 Premier Select BlueChoice | Expanded Bronze | $721.08 | $7,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $723.86 | $7,500 | $12,000 |
| Medica | Elevate by Medica Bronze Share | Bronze | $745.40 | $8,000 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Digital First HSA 6500 Premier Select BlueChoice | Expanded Bronze | $752.86 | $6,500 | $9,000 |
| Ambetter Health | Choice Bronze HSA | Expanded Bronze | $757.79 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $767.07 | $7,500 | $12,000 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $774.31 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $781.93 | $5,500 | $12,000 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $801.28 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $803.80 | $11,750 | $11,750 |
| Medica | Elevate by Medica Bronze Standard | Expanded Bronze | $813.23 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $818.76 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Expanded Bronze | $826.42 | $7,500 | $12,000 |
| Ambetter Health | Streamlined Silver | Silver | $848.65 | $4,700 | $11,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 5000 Blueprint Health | Silver | $851.50 | $5,000 | $11,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6400 Blueprint Health | Silver | $863.78 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Expanded Bronze | $863.98 | $0 | $12,000 |
| Ambetter Health | Signature Silver | Silver | $865.93 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $878.35 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Expanded Bronze | $883.50 | $0 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Blueprint Health | Silver | $884.48 | $4,000 | $9,100 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $884.81 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $897.51 | $6,300 | $9,600 |
| Ambetter Health | Signature Gold | Gold | $905.35 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision | Silver | $913.88 | $5,500 | $6,500 |
| Ambetter Health | Clear Gold | Gold | $917.08 | $1,200 | $9,150 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $925.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 5000 Premier Select BlueChoice | Silver | $929.94 | $5,000 | $11,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2500 Blueprint Health | Gold | $930.01 | $2,500 | $8,600 |
| Ambetter Health | Clear Gold + Vision + Adult Dental | Gold | $937.08 | $1,200 | $9,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6400 Premier Select BlueChoice | Silver | $943.35 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health | Gold | $947.79 | $1,500 | $7,500 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $963.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision | Gold | $965.71 | $1,000 | $5,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Premier Select BlueChoice | Silver | $965.95 | $4,000 | $9,100 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $982.02 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $990.76 | $6,000 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision | Silver | $998.07 | $5,500 | $6,500 |
| Ambetter Health | Elite Gold | Gold | $1,015.47 | $0 | $8,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2500 Premier Select BlueChoice | Gold | $1,015.69 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $1,022.13 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice | Gold | $1,035.10 | $1,500 | $7,500 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $1,037.61 | $0 | $8,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision | Gold | $1,054.67 | $1,000 | $5,500 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,078.60 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,081.49 | $3,500 | $11,000 |
| Medica | Elevate by Medica Silver Standard | Silver | $1,091.08 | $6,400 | $10,300 |
| Medica | Elevate by Medica Silver Share | Silver | $1,092.65 | $3,525 | $9,300 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $1,098.11 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,101.01 | $3,500 | $11,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,102.14 | $0 | $11,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,114.72 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,121.65 | $0 | $11,250 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,134.71 | $1,750 | $8,200 |
| Medica | Elevate by Medica Silver HSA | Silver | $1,135.17 | $4,200 | $8,700 |
| Medica | Elevate by Medica Gold Share | Gold | $1,142.89 | $2,600 | $6,000 |
| Medica | Elevate by Medica Gold Standard | Gold | $1,147.69 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,154.24 | $1,750 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,162.99 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,182.50 | $0 | $8,200 |
| Medica | Elevate by Medica Gold HSA | Gold | $1,185.65 | $3,500 | $4,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Adams County

### How many ACA plans are available in Adams County for 2027?

Adams County, Nebraska has 66 ACA marketplace plans from 5 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Adams County?

The 2027 benchmark (second-lowest-cost silver) premium in Adams County is $852 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Adams County?

The cheapest 2027 plan in Adams County is HeartlandBlue Bronze HSA 7000 Blueprint Health w/ Adult Vision from Blue Cross and Blue Shield of Nebraska, a Expanded Bronze plan at $658 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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