# What ACA marketplace plans are available in Mountrail County, North Dakota in 2027?

Mountrail County, North Dakota has 18 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $433 to $863 and a benchmark (second-lowest-cost silver) plan at $679 per month, before any premium tax credit, per CMS 2027 plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross Blue Shield of North Dakota | BlueEssential Catastrophic 100 HSA Eligible $12000 Deductible | Catastrophic | $433.02 | $12,000 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Expanded Bronze | $502.69 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Expanded Bronze | $508.42 | $6,500 | $11,500 |
| Blue Cross Blue Shield of North Dakota | BlueCare Bronze HSA Eligible $50 PCP Copay | Expanded Bronze | $523.97 | $6,000 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Expanded Bronze | $529.98 | $8,000 | $8,000 |
| Blue Cross Blue Shield of North Dakota | BlueValue Bronze HSA Eligible $50 PCP Copay | Expanded Bronze | $530.84 | $7,500 | $12,000 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Bronze 100 HSA Eligible $8100 Deductible | Expanded Bronze | $566.91 | $8,100 | $8,100 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Trinity Gold | Gold | $634.17 | $2,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $664.71 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $678.51 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $696.92 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $698.05 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $700.79 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Trinity Silver | Silver | $720.70 | $3,500 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Gold 90 HSA Eligible $2600 Deductible | Gold | $746.03 | $2,600 | $4,300 |
| Blue Cross Blue Shield of North Dakota | BlueValue Gold $30 PCP Copay | Gold | $752.55 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueValue Silver $40 PCP Copay | Silver | $818.62 | $6,400 | $10,300 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Silver 80 HSA Eligible $4000 Deductible | Silver | $863.30 | $4,000 | $8,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Mountrail County

### How many ACA plans are available in Mountrail County for 2027?

Mountrail County, North Dakota has 18 ACA marketplace plans from 2 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Mountrail County?

The 2027 benchmark (second-lowest-cost silver) premium in Mountrail County is $679 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Mountrail County?

The cheapest 2027 plan in Mountrail County is BlueEssential Catastrophic 100 HSA Eligible $12000 Deductible from Blue Cross Blue Shield of North Dakota, a Catastrophic plan at $433 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

---
Canonical: https://privatehealthinsurancedirectanswers.com/plans-2027/nd/mountrail
Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
License: Citation License 1.0 — https://privatehealthinsurancedirectanswers.com/license
© 2026 Adolicious LLC.