# What ACA marketplace plans are available in McLean County, North Dakota in 2027?

McLean County, North Dakota has 33 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $417 to $965 and a benchmark (second-lowest-cost silver) plan at $565 per month, before any premium tax credit, per HealthCare.gov plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Sanford Health Plan | Sanford Individual TRUE Standardized $7,500 | Bronze | $417.24 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual TRUE $6,500 | Bronze | $421.99 | $6,500 | $11,500 |
| Sanford Health Plan | Sanford Individual TRUE $8,000 HSA Qualified | Bronze | $439.88 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronze | $502.69 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronze | $508.42 | $6,500 | $11,500 |
| Blue Cross Blue Shield of North Dakota | BlueCare Bronze HSA Eligible $50 PCP Copay | Bronze | $523.97 | $6,000 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Bronze | $529.98 | $8,000 | $8,000 |
| Blue Cross Blue Shield of North Dakota | BlueValue Bronze HSA Eligible $50 PCP Copay | Bronze | $530.84 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $6,400 | Silver | $557.48 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual TRUE $4,000 | Silver | $565.25 | $4,000 | $9,750 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Bronze 100 HSA Eligible $8100 Deductible | Bronze | $566.91 | $8,100 | $8,100 |
| Sanford Health Plan | Sanford Individual TRUE $5,000 | Silver | $570.88 | $5,000 | $10,000 |
| Medica | Medica Individual Choice Bronze Share | Bronze | $575.74 | $8,000 | $12,000 |
| Sanford Health Plan | Sanford Individual TRUE $2,000 | Gold | $579.39 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $2,500 | Gold | $581.67 | $2,500 | $8,600 |
| Medica | Medica Individual Choice Bronze Standard | Bronze | $612.83 | $7,500 | $12,000 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Trinity Gold | Gold | $634.17 | $2,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $664.71 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $678.51 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $696.92 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $698.05 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $700.79 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Trinity Silver | Silver | $720.70 | $3,500 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Gold 90 HSA Eligible $2600 Deductible | Gold | $746.03 | $2,600 | $4,300 |
| Blue Cross Blue Shield of North Dakota | BlueValue Gold $30 PCP Copay Standardized plan | Gold | $752.55 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueValue Silver $40 PCP Copay | Silver | $818.62 | $6,400 | $10,300 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Silver 80 HSA Eligible $4000 Deductible | Silver | $863.30 | $4,000 | $8,000 |
| Medica | Medica Individual Choice Silver Standard | Silver | $934.89 | $6,400 | $10,300 |
| Medica | Medica Individual Choice Silver Share | Silver | $955.75 | $3,525 | $9,300 |
| Medica | Medica Individual Choice Gold Share | Gold | $957.60 | $2,600 | $6,000 |
| Medica | Medica Individual Choice Gold Standard | Gold | $958.69 | $2,500 | $8,600 |
| Medica | Medica Individual Choice Gold HSA | Gold | $961.50 | $3,500 | $4,700 |
| Medica | Medica Individual Choice Silver HSA | Silver | $965.34 | $4,200 | $8,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in McLean County

### How many ACA plans are available in McLean County for 2027?

McLean County, North Dakota has 33 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in McLean County?

The 2027 benchmark (second-lowest-cost silver) premium in McLean County is $565 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in McLean County?

The cheapest 2027 plan in McLean County is Sanford Individual TRUE Standardized $7,500 from Sanford Health Plan, a Bronze plan at $417 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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