# What ACA marketplace plans are available in Cass County, North Dakota in 2027?

Cass County, North Dakota has 33 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $364 to $863 and a benchmark (second-lowest-cost silver) plan at $494 per month, before any premium tax credit, per HealthCare.gov plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Sanford Health Plan | Sanford Individual TRUE Standardized $7,500 | Bronze | $364.48 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual TRUE $6,500 | Bronze | $368.64 | $6,500 | $11,500 |
| Sanford Health Plan | Sanford Individual TRUE $8,000 HSA Qualified | Bronze | $384.27 | $8,000 | $8,000 |
| Medica | Essentia Choice Care with Medica Bronze Share | Bronze | $422.19 | $8,000 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronze | $439.13 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronze | $444.14 | $6,500 | $11,500 |
| Medica | Essentia Choice Care with Medica Bronze Standard | Bronze | $449.39 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Bronze | $462.97 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $6,400 | Silver | $486.99 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual TRUE $4,000 | Silver | $493.78 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual TRUE $5,000 | Silver | $498.70 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual TRUE $2,000 | Gold | $506.13 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual TRUE Standardized $2,500 | Gold | $508.12 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueCare Bronze HSA Eligible $50 PCP Copay | Bronze | $523.97 | $6,000 | $12,000 |
| Blue Cross Blue Shield of North Dakota | BlueValue Bronze HSA Eligible $50 PCP Copay | Bronze | $530.84 | $7,500 | $12,000 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Bronze 100 HSA Eligible $8100 Deductible | Bronze | $566.91 | $8,100 | $8,100 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $580.67 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $592.73 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $608.81 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $609.79 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $612.19 | $2,500 | $8,600 |
| Medica | Essentia Choice Care with Medica Silver Standard | Silver | $685.55 | $6,400 | $10,300 |
| Medica | Essentia Choice Care with Medica Silver Share | Silver | $700.84 | $3,525 | $9,300 |
| Medica | Essentia Choice Care with Medica Gold Share | Gold | $702.20 | $2,600 | $6,000 |
| Medica | Essentia Choice Care with Medica Gold Standard | Gold | $703.00 | $2,500 | $8,600 |
| Medica | Essentia Choice Care with Medica Gold HSA | Gold | $705.06 | $3,500 | $4,700 |
| Medica | Essentia Choice Care with Medica Silver HSA | Silver | $707.87 | $4,200 | $8,700 |
| Blue Cross Blue Shield of North Dakota | BlueCare Gold $10 PCP Copay | Gold | $742.54 | $2,000 | $8,000 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Gold 90 HSA Eligible $2600 Deductible | Gold | $746.03 | $2,600 | $4,300 |
| Blue Cross Blue Shield of North Dakota | BlueValue Gold $30 PCP Copay Standardized plan | Gold | $752.55 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueValue Silver $40 PCP Copay | Silver | $818.62 | $6,400 | $10,300 |
| Blue Cross Blue Shield of North Dakota | BlueCare Silver $35 PCP Copay | Silver | $846.24 | $3,500 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Silver 80 HSA Eligible $4000 Deductible | Silver | $863.30 | $4,000 | $8,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Cass County

### How many ACA plans are available in Cass County for 2027?

Cass County, North Dakota has 33 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Cass County?

The 2027 benchmark (second-lowest-cost silver) premium in Cass County is $494 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Cass County?

The cheapest 2027 plan in Cass County is Sanford Individual TRUE Standardized $7,500 from Sanford Health Plan, a Bronze plan at $364 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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