# What ACA marketplace plans are available in Wake County, North Carolina in 2027? Wake County, North Carolina has 44 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $495 to $1,054 and a benchmark (second-lowest-cost silver) plan at $566 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. _Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_ ## 2027 plan table | Issuer | Plan | Metal | Age 40 | Deductible | MOOP | |---|---|---|---|---|---| | Ambetter of North Carolina | Signature Expanded Bronze | Bronze | $494.92 | $7,500 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with UNC Health Alliance | Bronze | $498.84 | $7,000 | $12,000 | | Ambetter of North Carolina | Everyday Bronze | Bronze | $502.67 | $9,350 | $11,000 | | Ambetter of North Carolina | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $509.91 | $7,500 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with UNC Health Alliance | Bronze | $512.07 | $7,500 | $12,000 | | Ambetter of North Carolina | Everyday Bronze + Vision + Adult Dental | Bronze | $517.90 | $9,350 | $11,000 | | Blue Cross and Blue Shield of NC | Blue Home Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| with UNC Health Alliance | Bronze | $519.21 | $4,000 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Bronze HSA Eligible Plus \| Integrated \| with UNC Health Alliance | Bronze | $537.60 | $8,700 | $8,700 | | Ambetter of North Carolina | Elite Bronze | Bronze | $558.44 | $0 | $11,900 | | Ambetter of North Carolina | Streamlined Silver | Silver | $560.73 | $4,700 | $11,300 | | Ambetter of North Carolina | Clear Silver with $0 Insulin Options | Silver | $565.76 | $7,900 | $7,900 | | Ambetter of North Carolina | Signature Silver | Silver | $571.93 | $6,400 | $10,300 | | Ambetter of North Carolina | Elite Bronze + Vision + Adult Dental | Bronze | $575.35 | $0 | $11,900 | | Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $580.93 | $5,200 | $10,300 | | Ambetter of North Carolina | Clear Silver with $0 Insulin Options + Vision + Adult Dental | Silver | $582.90 | $7,900 | $7,900 | | Ambetter of North Carolina | Signature Silver + Vision + Adult Dental | Silver | $589.25 | $6,400 | $10,300 | | Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options | Silver | $590.77 | $5,900 | $9,400 | | Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $598.53 | $5,200 | $10,300 | | Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $608.66 | $5,900 | $9,400 | | Ambetter of North Carolina | Signature Gold | Gold | $630.92 | $2,500 | $8,600 | | Ambetter of North Carolina | Signature Gold + Vision + Adult Dental | Gold | $650.03 | $2,500 | $8,600 | | UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $651.95 | $11,750 | $11,750 | | Ambetter of North Carolina | Complete Gold | Gold | $665.29 | $1,450 | $9,500 | | UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $673.53 | $7,500 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| with UNC Health Alliance | Silver | $675.31 | $2,700 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| with UNC Health Alliance | Silver | $680.15 | $6,400 | $10,300 | | Ambetter of North Carolina | Complete Gold + Vision + Adult Dental | Gold | $685.44 | $1,450 | $9,500 | | Blue Cross and Blue Shield of NC | Blue Home Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with UNC Health Alliance | Silver | $689.83 | $3,500 | $12,000 | | UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $692.51 | $7,500 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with UNC Health Alliance | Gold | $694.98 | $1,800 | $12,000 | | Blue Cross and Blue Shield of NC | Blue Home Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| with UNC Health Alliance | Gold | $701.07 | $2,500 | $8,600 | | Blue Cross and Blue Shield of NC | Blue Home Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| with UNC Health Alliance | Gold | $710.84 | $0 | $12,000 | | UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $712.03 | $0 | $12,000 | | UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $731.00 | $0 | $12,000 | | UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $877.57 | $6,400 | $10,300 | | UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $881.27 | $3,550 | $11,200 | | UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $894.55 | $0 | $12,000 | | UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $900.25 | $3,550 | $11,200 | | UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $913.52 | $0 | $12,000 | | UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,013.73 | $2,500 | $8,600 | | UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,034.62 | $0 | $10,000 | | UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,034.82 | $850 | $10,400 | | UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,053.59 | $0 | $10,000 | | UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,053.80 | $850 | $10,400 | Premiums are full price for one 40-year-old non-smoker, before any premium tax credit. ## Questions about 2027 plans in Wake County ### How many ACA plans are available in Wake County for 2027? Wake County, North Carolina has 44 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data. ### What is the 2027 benchmark (second-lowest-cost silver) premium in Wake County? The 2027 benchmark (second-lowest-cost silver) premium in Wake County is $566 per month for a 40-year-old before tax credits. ### What is the cheapest 2027 plan in Wake County? The cheapest 2027 plan in Wake County is Signature Expanded Bronze from Ambetter of North Carolina, a Bronze plan at $495 per month for a 40-year-old before tax credits. ### When is Open Enrollment for 2027 coverage? In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. ### How do I get help choosing or enrolling? To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov. ## Sources - HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12) - HealthCare.gov — https://www.healthcare.gov --- Canonical: https://privatehealthinsurancedirectanswers.com/plans-2027/nc/wake Updated: 2026-11-01T00:00:00.000Z Published by: Private Health Insurance Direct Answers License: Citation License 1.0 — https://privatehealthinsurancedirectanswers.com/license © 2026 Adolicious LLC.