# What ACA marketplace plans are available in Rowan County, North Carolina in 2027?

Rowan County, North Carolina has 47 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $507 to $1,107 and a benchmark (second-lowest-cost silver) plan at $626 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with Novant Health | Expanded Bronze | $507.06 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with Novant Health | Expanded Bronze | $520.55 | $7,500 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health | Expanded Bronze | $542.63 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health | Expanded Bronze | $549.28 | $9,350 | $11,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental | Expanded Bronze | $559.06 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health + Vision + Adult Dental | Expanded Bronze | $565.92 | $9,350 | $11,000 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health | Expanded Bronze | $610.22 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver with Atrium Health | Silver | $612.72 | $4,700 | $11,300 |
| Ambetter of North Carolina | Signature Silver with Atrium Health | Silver | $625.94 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health + Vision + Adult Dental | Expanded Bronze | $628.70 | $0 | $11,900 |
| Ambetter of North Carolina | Focused Silver with Atrium Health | Silver | $634.09 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with Atrium Health | Expanded Bronze | $638.07 | $7,000 | $12,000 |
| Ambetter of North Carolina | Signature Silver with Atrium Health + Vision + Adult Dental | Silver | $644.90 | $6,400 | $10,300 |
| Ambetter of North Carolina | Focused Silver with Atrium Health + Vision + Adult Dental | Silver | $653.30 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with Atrium Health | Expanded Bronze | $655.12 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| with Novant Health | Silver | $686.39 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| with Novant Health | Silver | $691.28 | $6,400 | $10,300 |
| Ambetter of North Carolina | Signature Gold with Atrium Health | Gold | $699.37 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Novant Health | Gold | $706.47 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| with Novant Health | Gold | $712.65 | $2,500 | $8,600 |
| Ambetter of North Carolina | Signature Gold with Atrium Health + Vision + Adult Dental | Gold | $720.56 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health | Gold | $726.97 | $1,450 | $9,500 |
| Ambetter of North Carolina | Complete Gold with Atrium Health + Vision + Adult Dental | Gold | $748.99 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Statewide Doctors | Expanded Bronze | $753.25 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Statewide Doctors | Expanded Bronze | $773.74 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Nationwide Doctors | Expanded Bronze | $777.18 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Statewide Doctors | Expanded Bronze | $784.26 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Nationwide Doctors | Expanded Bronze | $796.49 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Nationwide Doctors | Expanded Bronze | $809.05 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus \| Integrated \| Statewide Doctors | Expanded Bronze | $810.89 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus \| Integrated \| Nationwide Doctors | Expanded Bronze | $835.97 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| with Atrium Health | Silver | $863.80 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| with Atrium Health | Silver | $869.95 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health | Gold | $888.99 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| with Atrium Health | Gold | $896.76 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Statewide Doctors | Silver | $1,019.33 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Statewide Doctors | Silver | $1,027.38 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors | Silver | $1,041.45 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors | Gold | $1,049.03 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Nationwide Doctors | Silver | $1,051.60 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Nationwide Doctors | Silver | $1,057.63 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Statewide Doctors | Gold | $1,059.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Statewide Doctors | Gold | $1,073.30 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors | Silver | $1,074.18 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors | Gold | $1,081.90 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Nationwide Doctors | Gold | $1,090.48 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Nationwide Doctors | Gold | $1,107.26 | $0 | $12,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Rowan County

### How many ACA plans are available in Rowan County for 2027?

Rowan County, North Carolina has 47 ACA marketplace plans from 2 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Rowan County?

The 2027 benchmark (second-lowest-cost silver) premium in Rowan County is $626 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Rowan County?

The cheapest 2027 plan in Rowan County is Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health from Blue Cross and Blue Shield of NC, a Expanded Bronze plan at $507 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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