# What ACA marketplace plans are available in Lincoln County, North Carolina in 2027?

Lincoln County, North Carolina has 72 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $570 to $1,150 and a benchmark (second-lowest-cost silver) plan at $657 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health | Bronze | $569.90 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health | Bronze | $576.89 | $9,350 | $11,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard \| with Atrium Health | Bronze | $582.15 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 \| with Atrium Health | Bronze | $582.36 | $4,700 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental | Bronze | $587.17 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with Atrium Health | Bronze | $593.47 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes \| with Atrium Health | Bronze | $593.70 | $5,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health + Vision + Adult Dental | Bronze | $594.36 | $9,350 | $11,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Chronic Care CKM \| with Atrium Health | Bronze | $604.77 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes with Adult Dental & Vision \| with Atrium Health | Bronze | $613.88 | $5,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Limited Statewide Doctors | Bronze | $614.68 | $7,000 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus \| with Atrium Health | Bronze | $616.53 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Limited Statewide Doctors | Bronze | $630.83 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus with Adult Dental & Vision \| with Atrium Health | Bronze | $636.72 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Limited Statewide Doctors | Bronze | $640.46 | $4,000 | $12,000 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health | Bronze | $640.89 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver with Atrium Health | Silver | $643.51 | $4,700 | $11,300 |
| Ambetter of North Carolina | Signature Silver with Atrium Health | Silver | $657.41 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health + Vision + Adult Dental | Bronze | $660.30 | $0 | $11,900 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with Atrium Health | Bronze | $662.62 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze HSA Eligible Plus \| Integrated \| Limited Statewide Doctors | Bronze | $662.80 | $8,700 | $8,700 |
| Ambetter of North Carolina | Focused Silver with Atrium Health | Silver | $665.96 | $6,300 | $9,600 |
| Ambetter of North Carolina | Signature Silver with Atrium Health + Vision + Adult Dental | Silver | $677.32 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with Atrium Health | Bronze | $680.30 | $7,500 | $12,000 |
| Ambetter of North Carolina | Focused Silver with Atrium Health + Vision + Adult Dental | Silver | $686.14 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| with Atrium Health | Bronze | $689.83 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze HSA Eligible Plus \| Integrated \| with Atrium Health | Bronze | $714.12 | $8,700 | $8,700 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard \| with Atrium Health | Silver | $727.19 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver \| with Atrium Health | Silver | $730.44 | $5,750 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Core Plan \| with Atrium Health | Silver | $732.37 | $9,000 | $10,300 |
| Ambetter of North Carolina | Signature Gold with Atrium Health | Gold | $734.53 | $2,500 | $8,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes \| with Atrium Health | Silver | $744.94 | $6,500 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Breathe Easy with Enhanced COPD Benefits \| with Atrium Health | Silver | $746.34 | $6,200 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Women's Health with Menopause Benefits \| with Atrium Health | Silver | $750.32 | $6,000 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Chronic Care CKM \| with Atrium Health | Silver | $752.89 | $6,500 | $10,500 |
| Ambetter of North Carolina | Signature Gold with Atrium Health + Vision + Adult Dental | Gold | $756.78 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health | Gold | $763.52 | $1,450 | $9,500 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes with Adult Dental & Vision \| with Atrium Health | Silver | $765.13 | $6,500 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Statewide Doctors | Bronze | $782.23 | $7,000 | $12,000 |
| Ambetter of North Carolina | Complete Gold with Atrium Health + Vision + Adult Dental | Gold | $786.64 | $1,450 | $9,500 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard \| with Atrium Health | Gold | $800.08 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Statewide Doctors | Bronze | $803.49 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Nationwide Doctors | Bronze | $807.07 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Statewide Doctors | Bronze | $814.42 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Nationwide Doctors | Bronze | $827.12 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Limited Statewide Doctors | Silver | $832.27 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Limited Statewide Doctors | Silver | $838.43 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Nationwide Doctors | Bronze | $840.17 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus \| Integrated \| Statewide Doctors | Bronze | $842.09 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Limited Statewide Doctors | Silver | $850.65 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Limited Statewide Doctors | Gold | $857.59 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Limited Statewide Doctors | Gold | $865.18 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus \| Integrated \| Nationwide Doctors | Bronze | $868.12 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Value Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Limited Statewide Doctors | Gold | $878.28 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| with Atrium Health | Silver | $897.02 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| with Atrium Health | Silver | $903.41 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with Atrium Health | Silver | $916.29 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health | Gold | $923.19 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| with Atrium Health | Gold | $931.25 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Local Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| with Atrium Health | Gold | $944.24 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Statewide Doctors | Silver | $1,058.53 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Statewide Doctors | Silver | $1,066.90 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors | Silver | $1,081.52 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors | Gold | $1,089.38 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Nationwide Doctors | Silver | $1,092.05 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Nationwide Doctors | Silver | $1,098.31 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Statewide Doctors | Gold | $1,099.83 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Statewide Doctors | Gold | $1,114.58 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors | Silver | $1,115.50 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors | Gold | $1,123.52 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Nationwide Doctors | Gold | $1,132.42 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Nationwide Doctors | Gold | $1,149.85 | $0 | $12,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Lincoln County

### How many ACA plans are available in Lincoln County for 2027?

Lincoln County, North Carolina has 72 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Lincoln County?

The 2027 benchmark (second-lowest-cost silver) premium in Lincoln County is $657 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Lincoln County?

The cheapest 2027 plan in Lincoln County is Signature Expanded Bronze with Atrium Health from Ambetter of North Carolina, a Bronze plan at $570 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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