# What ACA marketplace plans are available in Jackson County, North Carolina in 2027?

Jackson County, North Carolina has 62 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $599 to $1,218 and a benchmark (second-lowest-cost silver) plan at $696 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $598.72 | $12,000 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze | Bronze | $608.74 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze | Bronze | $618.28 | $9,350 | $11,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $623.58 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $624.47 | $4,500 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $627.17 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze + Vision + Adult Dental | Bronze | $637.00 | $9,350 | $11,000 |
| Ambetter of North Carolina | Elite Bronze | Bronze | $686.87 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver | Silver | $689.68 | $4,700 | $11,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options | Silver | $695.87 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver | Silver | $703.46 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze + Vision + Adult Dental | Bronze | $707.67 | $0 | $11,900 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Statewide Doctors | Bronze | $714.40 | $7,000 | $12,000 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $714.54 | $5,200 | $10,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options + Vision + Adult Dental | Silver | $716.95 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver + Vision + Adult Dental | Silver | $724.76 | $6,400 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options | Silver | $726.63 | $5,900 | $9,400 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Statewide Doctors | Bronze | $733.83 | $7,500 | $12,000 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $736.18 | $5,200 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Statewide Doctors | Bronze | $743.82 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Nationwide Doctors | Bronze | $747.28 | $7,000 | $12,000 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $748.64 | $5,900 | $9,400 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $753.47 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| Nationwide Doctors | Bronze | $765.85 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus \| Integrated \| Statewide Doctors | Bronze | $769.07 | $8,700 | $8,700 |
| Ambetter of North Carolina | Signature Gold | Gold | $776.02 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| Nationwide Doctors | Bronze | $777.93 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $778.42 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $781.18 | $1,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $794.14 | $5,000 | $12,000 |
| Ambetter of North Carolina | Signature Gold + Vision + Adult Dental | Gold | $799.52 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $800.35 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus \| Integrated \| Nationwide Doctors | Bronze | $803.81 | $8,700 | $8,700 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $817.76 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold | Gold | $818.29 | $1,450 | $9,500 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $822.69 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $822.91 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $839.53 | $0 | $9,000 |
| Ambetter of North Carolina | Complete Gold + Vision + Adult Dental | Gold | $843.08 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $844.84 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Statewide Doctors | Silver | $966.76 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Statewide Doctors | Silver | $974.40 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors | Silver | $987.75 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors | Gold | $994.94 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Statewide Doctors | Gold | $1,004.48 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| Nationwide Doctors | Silver | $1,011.15 | $2,700 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,014.23 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| Nationwide Doctors | Silver | $1,016.96 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Statewide Doctors | Gold | $1,017.95 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,018.51 | $3,550 | $11,200 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors | Silver | $1,032.87 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,033.85 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors | Gold | $1,040.29 | $1,800 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,040.44 | $3,550 | $11,200 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| Nationwide Doctors | Gold | $1,048.54 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,055.78 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| Nationwide Doctors | Gold | $1,064.68 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,171.60 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,195.73 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,195.97 | $850 | $10,400 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,217.67 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,217.90 | $850 | $10,400 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Jackson County

### How many ACA plans are available in Jackson County for 2027?

Jackson County, North Carolina has 62 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Jackson County?

The 2027 benchmark (second-lowest-cost silver) premium in Jackson County is $696 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Jackson County?

The cheapest 2027 plan in Jackson County is AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals  from AmeriHealth Caritas Next, a Bronze plan at $599 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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