# What ACA marketplace plans are available in Alamance County, North Carolina in 2027?

Alamance County, North Carolina has 44 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $507 to $1,152 and a benchmark (second-lowest-cost silver) plan at $692 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with UNC Health Alliance | Bronze | $507.37 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard \| $50 PCP \| $25 Tier 1 Rx \| HSA Eligible \| Integrated \| with UNC Health Alliance | Bronze | $520.84 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| HSA Eligible \| with UNC Health Alliance | Bronze | $528.08 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze HSA Eligible Plus \| Integrated \| with UNC Health Alliance | Bronze | $546.79 | $8,700 | $8,700 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard | Bronze | $553.97 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 | Bronze | $554.17 | $4,700 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes | Bronze | $564.95 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus | Bronze | $586.67 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $598.72 | $12,000 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $605.95 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $623.58 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $624.47 | $4,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred \| 3 Free PCP \| $15 Tier 1 Rx \| Integrated \| with UNC Health Alliance | Silver | $686.86 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard \| $40 PCP \| $20 Tier 1 Rx \| Integrated \| with UNC Health Alliance | Silver | $691.78 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard | Silver | $691.93 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver | Silver | $695.01 | $5,750 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Core Plan | Silver | $696.85 | $9,000 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with UNC Health Alliance | Silver | $701.62 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with UNC Health Alliance | Gold | $706.86 | $1,800 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes | Silver | $708.80 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $712.50 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A \| $30 PCP \| $15 Tier 1 Rx \| with UNC Health Alliance | Gold | $713.07 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold All Copay A \| $30 PCP \| $10 Tier 1 Rx \| with UNC Health Alliance | Gold | $722.99 | $0 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes with Adult Dental & Vision | Silver | $728.08 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $736.09 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $756.83 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard | Gold | $761.26 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $778.16 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $781.18 | $1,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $794.14 | $5,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $798.90 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $817.76 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $822.69 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $839.53 | $0 | $9,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $959.07 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $963.12 | $3,550 | $11,200 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $977.63 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $983.86 | $3,550 | $11,200 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $998.37 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,107.89 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,130.71 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,130.93 | $850 | $10,400 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,151.45 | $0 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,151.67 | $850 | $10,400 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Alamance County

### How many ACA plans are available in Alamance County for 2027?

Alamance County, North Carolina has 44 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Alamance County?

The 2027 benchmark (second-lowest-cost silver) premium in Alamance County is $692 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Alamance County?

The cheapest 2027 plan in Alamance County is Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance from Blue Cross and Blue Shield of NC, a Bronze plan at $507 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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