# What ACA marketplace plans are available in Saint Clair County, Missouri in 2027?

Saint Clair County, Missouri has 48 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $543 to $1,070 and a benchmark (second-lowest-cost silver) plan at $718 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $542.90 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $551.77 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $558.28 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $567.40 | $9,350 | $11,100 |
| Ambetter Health | Elite Bronze | Bronze | $592.34 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $598.04 | $11,750 | $11,750 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $609.11 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $627.64 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $646.02 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $663.72 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $682.10 | $0 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $693.35 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Bronze Preferred-Care Blue | Bronze | $703.71 | $9,900 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $712.99 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $717.08 | $6,400 | $10,300 |
| Ambetter Health | Summit Silver | Silver | $718.30 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $718.97 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze Preferred-Care Blue | Bronze | $724.02 | $7,500 | $12,000 |
| Ambetter Health | Complete Gold | Gold | $729.65 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $730.72 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $737.39 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $739.33 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $750.32 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $751.42 | $6,950 | $10,000 |
| Medica | Balance by Medica Bronze Share | Bronze | $787.63 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $791.59 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $796.75 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $809.97 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $815.13 | $2,000 | $8,100 |
| Medica | Balance by Medica Bronze Standard | Bronze | $816.19 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $822.59 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $836.69 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $840.98 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $847.53 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $849.55 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $855.07 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $865.91 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $867.93 | $0 | $12,000 |
| Medica | Balance by Medica Gold Share | Gold | $981.58 | $2,600 | $6,000 |
| Medica | Balance by Medica Gold Standard | Gold | $984.22 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Community Silver Preferred-Care Blue | Silver | $989.99 | $6,900 | $8,550 |
| Medica | Balance by Medica Gold HSA | Gold | $993.41 | $3,500 | $4,700 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver Preferred-Care Blue | Silver | $997.80 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold Preferred-Care Blue | Gold | $1,016.01 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Silver Preferred-Care Blue | Silver | $1,027.41 | $5,500 | $8,800 |
| Medica | Balance by Medica Silver Standard | Silver | $1,057.43 | $6,400 | $10,300 |
| Medica | Balance by Medica Silver Share | Silver | $1,058.33 | $3,525 | $9,300 |
| Medica | Balance by Medica Silver HSA | Silver | $1,070.11 | $4,200 | $8,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Saint Clair County

### How many ACA plans are available in Saint Clair County for 2027?

Saint Clair County, Missouri has 48 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Saint Clair County?

The 2027 benchmark (second-lowest-cost silver) premium in Saint Clair County is $718 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Saint Clair County?

The cheapest 2027 plan in Saint Clair County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $543 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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