# What ACA marketplace plans are available in Ray County, Missouri in 2027?

Ray County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $530 to $988 and a benchmark (second-lowest-cost silver) plan at $748 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Bronze with $0 Spira Care BlueSelect | Bronze | $530.09 | $9,900 | $12,000 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect | Bronze | $570.98 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $578.17 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $578.97 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $582.04 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $583.10 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $602.86 | $0 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $633.74 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $644.10 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $651.69 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $662.34 | $9,350 | $11,100 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $680.43 | $11,750 | $11,750 |
| Ambetter Health | Elite Bronze | Bronze | $691.45 | $0 | $11,800 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $698.24 | $0 | $11,750 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $701.63 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple | Gold | $702.93 | $2,750 | $10,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $711.03 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $714.11 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $735.02 | $7,500 | $12,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $747.61 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $748.21 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $750.50 | $5,750 | $10,000 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Silver with $0 Spira Care BlueSelect | Silver | $751.20 | $4,900 | $8,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $755.16 | $0 | $12,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $756.36 | $6,000 | $11,000 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $757.99 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $759.57 | $6,500 | $10,500 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $776.07 | $0 | $12,000 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver BlueSelect | Silver | $786.89 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold BlueSelect | Gold | $801.25 | $2,500 | $8,600 |
| Ambetter Health | Signature Gold | Gold | $809.36 | $2,500 | $8,600 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $832.29 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $837.06 | $6,400 | $10,300 |
| Ambetter Health | Summit Silver | Silver | $838.49 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $839.27 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $851.74 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $852.98 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $860.77 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $863.04 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $875.87 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $877.15 | $6,950 | $10,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $900.64 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $906.51 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $921.55 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $927.42 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $935.92 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $951.95 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $956.83 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $964.29 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $966.59 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $972.86 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $985.20 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $987.50 | $0 | $12,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Ray County

### How many ACA plans are available in Ray County for 2027?

Ray County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Ray County?

The 2027 benchmark (second-lowest-cost silver) premium in Ray County is $748 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Ray County?

The cheapest 2027 plan in Ray County is Blue KC First Choice Bronze with $0 Spira Care BlueSelect from Blue Cross and Blue Shield of Kansas City, a Bronze plan at $530 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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