# What ACA marketplace plans are available in Platte County, Missouri in 2027?

Platte County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $492 to $863 and a benchmark (second-lowest-cost silver) plan at $650 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $491.51 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $499.54 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $505.43 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $513.69 | $9,350 | $11,100 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Bronze with $0 Spira Care BlueSelect | Bronze | $530.09 | $9,900 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $534.62 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $535.36 | $4,700 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $536.26 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $538.20 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $539.17 | $5,500 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $551.45 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $557.45 | $0 | $12,000 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect | Bronze | $570.98 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $594.34 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $623.75 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $627.72 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $642.02 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $645.50 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $645.64 | $0 | $11,750 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $648.78 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $649.20 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Simple | Gold | $649.98 | $2,750 | $10,000 |
| Ambetter Health | Summit Silver | Silver | $650.30 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $650.91 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $659.61 | $0 | $12,000 |
| Ambetter Health | Complete Gold | Gold | $660.58 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $661.55 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $667.59 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $669.34 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $677.87 | $0 | $12,000 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $679.29 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $680.29 | $6,950 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $691.29 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $691.85 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $693.96 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $699.38 | $6,000 | $11,000 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $700.89 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $702.36 | $6,500 | $10,500 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Silver with $0 Spira Care BlueSelect | Silver | $751.20 | $4,900 | $8,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $786.68 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver BlueSelect | Silver | $786.89 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $791.81 | $2,000 | $8,100 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold BlueSelect | Gold | $801.25 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $804.95 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $810.07 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $817.49 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $831.50 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $835.76 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $842.27 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $844.28 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $849.76 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $860.54 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $862.55 | $0 | $12,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Platte County

### How many ACA plans are available in Platte County for 2027?

Platte County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Platte County?

The 2027 benchmark (second-lowest-cost silver) premium in Platte County is $650 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Platte County?

The cheapest 2027 plan in Platte County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $492 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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