# What ACA marketplace plans are available in Johnson County, Missouri in 2027?

Johnson County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $530 to $868 and a benchmark (second-lowest-cost silver) plan at $718 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Bronze with $0 Spira Care BlueSelect | Bronze | $530.09 | $9,900 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $542.90 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $551.77 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $558.28 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $567.40 | $9,350 | $11,100 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect | Bronze | $570.98 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $592.34 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $598.04 | $11,750 | $11,750 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $609.11 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $621.22 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $622.08 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $625.38 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $626.51 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $627.64 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $646.02 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $647.75 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $663.72 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $682.10 | $0 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $693.35 | $2,500 | $8,600 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $712.99 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $717.08 | $6,400 | $10,300 |
| Ambetter Health | Summit Silver | Silver | $718.30 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $718.97 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $729.65 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $730.72 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $737.39 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $739.33 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $750.23 | $0 | $11,750 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $750.32 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Silver with $0 Spira Care BlueSelect | Silver | $751.20 | $4,900 | $8,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $751.42 | $6,950 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $753.87 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple | Gold | $755.27 | $2,750 | $10,000 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver BlueSelect | Silver | $786.89 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $791.59 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $796.75 | $2,000 | $8,100 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold BlueSelect | Gold | $801.25 | $2,500 | $8,600 |
| Oscar Insurance Company | Silver Core Plan | Silver | $803.27 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $803.92 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $806.38 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $809.97 | $2,500 | $8,600 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $812.67 | $6,000 | $11,000 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $814.43 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $815.13 | $2,000 | $8,100 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $816.13 | $6,500 | $10,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $822.59 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $836.69 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $840.98 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $847.53 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $849.55 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $855.07 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $865.91 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $867.93 | $0 | $12,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Johnson County

### How many ACA plans are available in Johnson County for 2027?

Johnson County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Johnson County?

The 2027 benchmark (second-lowest-cost silver) premium in Johnson County is $718 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Johnson County?

The cheapest 2027 plan in Johnson County is Blue KC First Choice Bronze with $0 Spira Care BlueSelect from Blue Cross and Blue Shield of Kansas City, a Bronze plan at $530 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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